Free spreadsheets
Templates with the formulas already wired
Real .xlsx files, not PDFs of tables. Type in the gold cells; totals, rates and rollups compute themselves. One email unlocks all four.
Monthly budget template
Planned against actual for income and twelve spending categories, with the difference computed per line.
Inside: totals, left-over, savings rate, and the 50/30/20 targets from your own income
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
Net worth tracker
Two years of monthly rows: assets and debts in, net worth out, plus the change over the period.
Inside: auto month labels, asset and debt totals, net worth per month, period change
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
Portfolio tracker
Your holdings with cost basis. Update one price column; value, gain and total return follow.
Inside: cost basis, current value, gain in pounds and percent, portfolio totals
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
Dividend income tracker
Log each payment once; the summary sheet keeps score.
Inside: all-time total, trailing 12 months, this year, average per month
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
FIRE tracker
Your number computed from two assumptions, then a row a month watching the percent climb.
Inside: FIRE number from spending and withdrawal rate, monthly progress percent, still-to-go
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
12-month category budget
A year on one sheet: categories down, months across, so the creep has nowhere to hide.
Inside: monthly totals, yearly totals per category, saved-per-month row
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
Subscription audit
List every subscription once; the yearly column does the intervention.
Inside: per-year cost, cancel savings, and what investing the cancellations for 20 years would build
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
Investment return (XIRR) tracker
Your true annualised return, accounting for when money went in, via a real XIRR formula.
Inside: cashflow log and the one honest return figure your platform never headlines
Real formulas, ready to use. Enter your email and the download starts immediately.
No spam, no selling your address, unsubscribe in one click. The tools stay free either way.
Educational information, not financial advice. Figures current as of July 2026 where dated; allowances and rates change, so check the source before acting.