Free calculator
Portfolio rebalancing helper
Targets in, values in, drift out, plus the exact trades, and the smarter version that points new money at the underweights so nothing needs selling.
To rebalance by trading
The smarter way: point new money
Direct your next contributions at the underweights and you rebalance with no selling, no spreads, and no capital gains outside wrappers.
A common discipline: rebalance when any sleeve drifts 5 percentage points from target, or once a year, whichever comes first. More often than that is trading, not rebalancing. The point is not precision; it is that rebalancing forces you to sell what got expensive and buy what got cheap, mechanically, without needing courage.
Your drifts and the trades (or new-money plan), saved.
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Educational information, not financial advice. Figures current as of July 2026 where dated; allowances and rates change, so check the source before acting.