Glossary
Instruments

Duration

How much a bond's price will move when interest rates change.

A duration of 8 means a 1% rise in rates should cut the bond's price by roughly 8%. It is a sensitivity measure, expressed in years.

It is why 'safe' government bonds delivered brutal losses in rising-rate environments: investors owned long duration and did not understand what that meant.

Figure

Normal, and inverted

Normal: longer pays moreInverted: longer pays less2 years30 years

Inversion means investors will lock in today's rate for a decade rather than roll short-term debt. They are betting rates, and therefore growth, will be lower later.

Why it matters

It is the single most important risk number in fixed income.

The mistake everyone makes

Buying long-dated bonds for safety without realising that safety refers to default risk, not price risk.

Related terms

See Duration on a real company

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