EQB Inc. (EQB.TO)
Financial Services · TOR · Canada
Fundamentals
Valuation and ratings
EQB Inc. trades at CAD138.46, which is 34% above the CAD91.20 our discounted cash flow model puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.
Our moat model scores it 28 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 28.0 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
EQB.TO dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | CAD1.20 | 2 |
| 2025 | CAD2.16 | 4 |
| 2024 | CAD1.83 | 4 |
| 2023 | CAD1.50 | 4 |
| 2022 | CAD1.21 | 4 |
| 2021 | CAD0.740 | 4 |
| 2020 | CAD0.740 | 4 |
| 2019 | CAD0.645 | 4 |
| 2018 | CAD0.540 | 4 |
| 2017 | CAD0.475 | 4 |
| 2016 | CAD0.420 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
EQB.TO earnings and analyst estimates
Recommendation mix, 10 analyst ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About EQB Inc.
EQB Inc., through its subsidiary, Equitable Bank, provides personal and commercial banking services to retail and commercial customers in Canada. It accepts term deposits, guaranteed investment certificates, high-interest savings accounts, institutional deposit notes, and covered bonds, as well as specialized financing solutions. The company also offers single-family residential mortgages, reverse mortgages, and home equity lines of credit, as well as insurance loans. In addition, it provides business enterprise solutions, commercial finance group services, multi-unit insured financing, specialized finance, equipment leasing, credit union services, and Concentra Trust services, as well as digital banking services. The company was formerly known as Equitable Group Inc. and changed its name to EQB Inc. in June 2022. EQB Inc. was founded in 1970 and is headquartered in Toronto, Canada.
Common questions
Is EQB Inc. (EQB.TO) undervalued?
Against our discounted cash flow estimate of CAD91.20, EQB.TO at CAD138.46 is 34% above fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
What is EQB.TO's P/E ratio?
EQB.TO trades at 28.0 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does EQB Inc. (EQB.TO) pay a dividend?
Yes. EQB Inc. yields 1.63% at the current share price. It has paid CAD2.32 per share over the trailing twelve months. It has paid a dividend in each of the last 22 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
When does EQB.TO report earnings next?
EQB Inc. is scheduled to report on 26 Aug 2026. Companies move earnings dates, so read it as scheduled rather than certain.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.