FirstRand vs JPMorgan Chase

FSR.JO and JPM, both financials, compared on the same figures computed the same way.

On our discounted cash flow model, FirstRand looks the cheaper of the two, trading 7 percentage points further below its estimated fair value than JPMorgan Chase. That is a statement about price against one model, not a forecast, and most of a DCF's output sits in a terminal value nobody can actually forecast.

FirstRand scores higher on our moat model (72 against 70). A moat is a structural reason competitors cannot take the profits away, and over a long holding period it matters more than any single quarter's numbers.

FSR.JO trades at 11.0 times earnings against JPM's 11.6. A lower multiple is not automatically the better deal: on a cyclical business the low P/E arrives at the top of the cycle, right before earnings fall.

The honest answer to "which is better" is that it depends on what you are buying them for, and neither this page nor any screen can make that judgement for you. What it can do is show you the same figures for both, computed the same way, so the comparison is fair.

MetricFSR.JOJPM
Share priceR78.40$198.70
Market capR440.00B$570.00B
P/E ratio11.011.6
DCF fair valueR90.00$215.00
Upside to fair value+14.8%+8.2%
Moat score72/10070/100
Dividend yield4.50%2.30%
Return on equity21.0%17.0%
Overall rating68/100, Buy69/100, Buy

Gold marks the more favourable figure on rows where “better” has an agreed direction. It is a signpost, not a verdict. A lower P/E can be a value trap; a higher yield can be a dividend about to be cut.

Full FSR.JO research
Valuation, ownership and the screens it passes.
Full JPM research
Valuation, ownership and the screens it passes.

Common questions

Is FSR.JO or JPM a better buy?

Neither page nor screen can answer that for your situation, but on the numbers: our overall rating puts JPMorgan Chase ahead (69 to 68), and on discounted cash flow FirstRand looks cheaper against its own fair value. Both readings are one model's opinion, not advice.

FSR.JO vs JPM: which has the wider moat?

Our moat model scores FSR.JO at 72 and JPM at 70 out of 100. The higher score means a more durable structural advantage, which matters most over a long holding period.

Compare any two companies yourself, with financial statements and peer data, free inside the app.

Metrics from company filings and our own valuation model, both of which can be wrong. Quotes are delayed. Educational information, not financial advice.