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Al Rajhi Bank

SR0012345678900123456789.0012345678900123456789-4.5%
52w low (est.) SR53.10SR79.67 52w high (est.)
Peers
Market data
Market cap
SR391.20B
52-week range
SR60.10 – SR73.40
Beta (vs market)
0.32
Sector
Financials
Valuation
P/E ratio
16.2x
DCF fair value
SR109.54
Margin of safety
+70.0%
Forward P/E
12.5x
Dividend yield
3.58%
Quality & efficiency
Moat score
61/100
Return on equity
17.9%
Profit margin
67.5%
Growth & analysts
Revenue growth (YoY)
+14.1%
Analyst target
SR77.04
Target upside
+19.5%
Analysts covering
17

About Al Rajhi Bank

Al Rajhi Banking and Investment Corporation, together with its subsidiaries, provides banking and investment services in the Kingdom of Saudi Arabia and internationally. The company operates through four segments: Retail; Corporate; Treasury; and Investment Services, Brokerage, and Other. It offers current, dependent, hassad, family, future, million, and smart saving accounts; personal, auto, real estate, fleet, payroll, POS finance, e- commerce, contract, equipment, and invoice financing; credit, prepaid, charge credit, cashback, business, corporate, and miles cards; motor, travel, saving and protection programs, family protection, home, single premium, medical malpractice, domestic helper, visit visa, cyber, private pension plan, and employee fidelity, engineering, premium medical, marine, medical, cash in transit, liability, machinery breakdown, and property insurances; and cash management services. The company also provides ATM facilities; and investments of individuals and corporates in mutual funds, local and international share trading services, investment portfolios, and others. In addition, it offers letter of guarantee, documentary collection, supply chain finance, and letter of credit services. Al Rajhi Banking and Investment Corporation was founded in 1957 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

Valuation

ValueGrowthProfitHealthIncome84QUALITY
Overall Rating
78
Strong Buy
Strong Buy
Moat Score61
DCF Intrinsic Value
SR109.54+70.0% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
SR391.20B
P/E Ratio
16.2
Dividend Yield
3.58%
Revenue Growth
+14.1%
Profit Margin
67.5%
ROE
17.9%
Debt / Equity
0.00
Beta
0.32
Dividend Aristocrats
vs Financials sector:P/E 16 vs 19 · cheaperMoat 61 vs 4Yield 3.58% vs 0.1%

Statistics

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