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FinancialsTWSETWD

Cathay Financial

NT$0012345678900123456789.0012345678900123456789-15.9%
52w low (est.) NT$75.45NT$121.29 52w high (est.)
Peers
Market data
Market cap
NT$1.41T
52-week range
NT$60.60 – NT$117.50
Beta (vs market)
1.00
Sector
Financials
Valuation
P/E ratio
13.6x
DCF fair value
NT$211.86
Margin of safety
+121.8%
Forward P/E
11.2x
PEG ratio
2.83
Dividend yield
3.63%
Quality & efficiency
Moat score
37/100
Profit margin
7.7%
Debt / equity
1.09
Growth & analysts
Revenue growth (YoY)
+94.2%
Analyst target
NT$103.89
Target upside
+8.8%
Analysts covering
9

About Cathay Financial

Cathay Financial Holding Co., Ltd., through its subsidiaries, provides various financial products and services in Taiwan, rest of Asia, and internationally. The company offers consumer banking services, such as deposit and remittance services; and credit services, including secured and unsecured consumer loans, adjustable-rate mortgage, revolving mortgage, and government subsidized mortgage. It also provides corporate banking services, including corporate, sustainable, working capital, capital expenditure, and bill financing; financing for SMEs; loans for six core strategic industries; project lending; syndicated and structured loans; guarantee and acceptance services comprising tender and performance bond, prepayment, loan, promissory note, post-dated check, and medium/long term debt guarantee; trade financing solutions, such as import/export service, supply chain financing, and forfeiting and factoring; and cash management services. In addition, the company offers wealth management solutions; trust business solutions, such as mutual fund and foreign securities service, real estate escrow trust, joint construction trust, urban renewal trust, and real estate inheritance trust; personal trust services, including children's, retirement, insurance, foreign currency money, equity planning, capital contribution, share ownership, dividend transfer, inheritance, and charity trust; corporate trust services, such as employee welfare and escrow trust, and electronic payment service; custodian service for investment trust funds, discretionary investment accounts, foreigners' investments, private equity funds, and investment-linked insurance policies and securities. Further, it offers credit card services; merchant acquiring services; digital banking services through CUBE App and online banking services; and cross-border financial services. The company was founded in 1990 and is headquartered in Taipei, Taiwan.

Valuation

ValueGrowthProfitHealthIncome71QUALITY
Overall Rating
66
Buy
Buy
Moat Score37
DCF Intrinsic Value
NT$211.86+121.8% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
NT$1.41T
P/E Ratio
13.6
Dividend Yield
3.63%
Revenue Growth
+94.2%
Profit Margin
7.7%
ROE
0.0%
Debt / Equity
1.09
Beta
1.00
High GrowthValueDividend Aristocrats
vs Financials sector:P/E 14 vs 19 · cheaperMoat 37 vs 4Yield 3.63% vs 0.1%

Statistics

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