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China Minsheng Banking

$00123456789.0012345678900123456789-2.5%
52w low (est.) $2.87$4.28 52w high (est.)
Peers
Market data
Market cap
CN¥146.23B
52-week range
CN¥3.20 – CN¥5.52
Beta (vs market)
0.24
Sector
Financials
Valuation
P/E ratio
5.6x
DCF fair value
CN¥7.35
Margin of safety
+111.8%
Forward P/E
5.1x
PEG ratio
8.56
Dividend yield
5.66%
Quality & efficiency
Moat score
42/100
Return on equity
4.2%
Profit margin
35.0%
Growth & analysts
Revenue growth (YoY)
-7.8%

About China Minsheng Banking

China Minsheng Banking Corp., Ltd. provides banking products and services in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit books and certificates, contracted and agreement deposits, call deposits, and corporate term and current deposits. The company also offers personal housing mortgage, individual automobile purchase, and household composite; corporate loans; medium and long term, and short-term working capital loans, as well as debit and credit cards. In addition, it provides appointed and domestic remittance, payment and collection agent, clearing, safe deposit box, VIP, and salary and welfare agent card services, as well as internet, mobile, telephone, and self-serve banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; international credit; and comprehensive credit granting and financial product investment services. It operates through branch-level institutions, business outlets, general sub-branches, community sub-branches, and small business sub-branches. The company serves individuals, corporate customers, government agencies, and financial institutions, as well as micro-, small-, and medium-sized enterprises. China Minsheng Banking Corp., Ltd. was incorporated in 1996 and is headquartered in Beijing, the People's Republic of China.

Valuation

ValueGrowthProfitHealthIncome74QUALITY
Overall Rating
70
Strong Buy
Strong Buy
Moat Score42
DCF Intrinsic Value
CN¥7.35+111.8% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
CN¥146.23B
P/E Ratio
5.6
Dividend Yield
5.66%
Revenue Growth
-7.8%
Profit Margin
35.0%
ROE
4.2%
Debt / Equity
0.00
Beta
0.24
ValueDividend AristocratsBeaten Down
vs Financials sector:P/E 6 vs 19 · cheaperMoat 42 vs 4Yield 5.66% vs 0.1%

Statistics

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