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Bajaj Finserv

₹00123456789,001234567890012345678900123456789.0012345678900123456789+2.9%
52w low (est.) ₹1,513.08₹2,274.44 52w high (est.)
Peers
Market data
Market cap
₹3.06T
52-week range
₹1,597.00 – ₹2,195.00
Beta (vs market)
0.34
Sector
Financials
Valuation
P/E ratio
31.4x
DCF fair value
₹1,038.86
Margin of safety
-43.5%
Forward P/E
20.7x
Dividend yield
0.07%
Quality & efficiency
Moat score
54/100
Return on equity
14.6%
Profit margin
6.6%
Debt / equity
2.56
Growth & analysts
Revenue growth (YoY)
+5.3%
Analyst target
₹2,162.73
Target upside
+17.6%
Analysts covering
15

About Bajaj Finserv

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and secured loans to small and medium-sized enterprises; two- and three-wheeler loans; used car and tractor loan; financing for products, such as consumer electronics, digital, furniture, e-commerce purchases and retail spends; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, stock trading, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and credit cards. In addition, it owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Valuation

ValueGrowthProfitHealthIncome16QUALITY
Overall Rating
31
Reduce
Reduce
Moat Score54
DCF Intrinsic Value
₹1,038.86-43.5% downside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
₹3.06T
P/E Ratio
31.4
Dividend Yield
0.07%
Revenue Growth
+5.3%
Profit Margin
6.6%
ROE
14.6%
Debt / Equity
2.56
Beta
0.34
vs Financials sector:P/E 31 vs 19 Moat 54 vs 4Yield 0.07% vs 0.1%

Statistics

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