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Bajaj Finance

₹00123456789,001234567890012345678900123456789.0012345678900123456789+10.0%
52w low (est.) ₹866.76₹1,304.48 52w high (est.)
Peers
Market data
Market cap
₹6.35T
52-week range
₹787.90 – ₹1,102.50
Beta (vs market)
0.35
Sector
Financials
Valuation
P/E ratio
33.4x
DCF fair value
₹1,174.63
Margin of safety
+11.4%
Forward P/E
20.6x
Dividend yield
0.53%
Quality & efficiency
Moat score
82/100
Return on equity
17.9%
Profit margin
43.4%
Debt / equity
3.13
Growth & analysts
Revenue growth (YoY)
+27.1%
Analyst target
₹1,078.65
Target upside
+2.3%
Analysts covering
36

About Bajaj Finance

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, lifestyle products, lifecare services, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; commercial vehicle financing; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; proprietary trading, ESOP financing, and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Valuation

ValueGrowthProfitHealthIncome54QUALITY
Overall Rating
68
Buy
Buy
Moat Score82
DCF Intrinsic Value
₹1,174.63+11.4% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
₹6.35T
P/E Ratio
33.4
Dividend Yield
0.53%
Revenue Growth
+27.1%
Profit Margin
43.4%
ROE
17.9%
Debt / Equity
3.13
Beta
0.35
High Growth
vs Financials sector:P/E 33 vs 19 Moat 82 vs 4Yield 0.53% vs 0.1%

Statistics

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