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Financial ServicesNYQUSD

Banc of California, Inc.

$0012345678900123456789.0012345678900123456789+7.5%
52w low (est.) $16.82$27.43 52w high (est.)
Market data
Market cap
USD3.21B
52-week range
USD13.96 – USD21.61
Beta (vs market)
1.14
Sector
Financial Services
Data quality
88/100
Valuation
P/E ratio
16.0x
DCF fair value
USD45.85
Margin of safety
+113.5%
Forward P/E
10.1x
PEG ratio
1.12
Dividend yield
2.33%
Quality & efficiency
Moat score
36/100
Return on equity
7.0%
Profit margin
23.1%
Growth & analysts
Revenue growth (YoY)
+8.0%
Analyst target
USD23.14
Target upside
+7.7%
Analysts covering
11

About Banc of California, Inc.

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

Valuation

ValueGrowthProfitHealthIncome65QUALITY
Overall Rating
64
Buy
Buy

Derived from filed metrics · High confidence (88% of the inputs available)

Moat Score36
DCF Intrinsic Value
USD45.85+113.5% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD3.21B
P/E Ratio
16.0
Dividend Yield
2.33%
Revenue Growth
+8.0%
Profit Margin
23.1%
ROE
7.0%
Debt / Equity
0.00
Beta
1.14
Momentum
vs Financial Services sector:P/E 16 vs 0 Moat 36 vs 0Yield 2.33% vs 0.0%

Statistics

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