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Financial ServicesNMSUSD

Sierra Bancorp

$0012345678900123456789.0012345678900123456789-1.1%
52w low (est.) $33.42$52.42 52w high (est.)
Market data
Market cap
USD545.01M
52w range
USD26.49 - USD43.13
Beta
0.76
Sector
Financial Services
Data quality
88/100
Valuation
P/E ratio
12.3x
DCF fair value
USD91.67
Margin of safety
+120.0%
Forward P/E
10.7x
PEG ratio
1.43
Dividend yield
2.48%
Quality & efficiency
Moat score
42/100
Return on equity
12.8%
Profit margin
29.9%
Growth & analysts
Revenue growth
+11.2%
Analyst target
USD42.25
Target upside
+1.4%
Analysts
4
Run the 10-point checklist before you buy How these numbers are made

About Sierra Bancorp

Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.

Valuation

ValueGrowthProfitHealthIncome72QUALITY
Overall Rating
69
Buy
Buy

Derived from filed metrics · High confidence (88% of the inputs available)

Moat Score42
DCF Intrinsic Value
USD91.67+120.0% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD545.01M
P/E Ratio
12.3
Dividend Yield
2.48%
Revenue Growth
+11.2%
Profit Margin
29.9%
ROE
12.8%
Debt / Equity
0.00
Beta
0.76
ValueMomentum
vs Financial Services sector:P/E 12 vs 0 Moat 42 vs 0Yield 2.48% vs 0.0%

Statistics

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