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Financial ServicesNYQUSD

Citizens, Inc.

$00123456789.0012345678900123456789-1.6%
52w low (est.) $3.96$6.01 52w high (est.)
Market data · updated 4m ago
Market data
Market cap
USD267.93M
52w range
USD3.76 - USD6.54
Beta
0.45
Sector
Financial Services
Data quality
83/100
Valuation
P/E ratio
15.1x
DCF fair value
USD6.81
Margin of safety
+40.7%
Forward P/E
14.7x
PEG ratio
1.21
Quality & efficiency
Moat score
30/100
Return on equity
8.1%
Profit margin
7.1%
Growth & analysts
Revenue growth
+7.3%
Analyst target
USD6.00
Target upside
+24.0%
Analysts
1
Run the 10-point checklist before you buy How these numbers are made

About Citizens, Inc.

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Valuation

ValueGrowthProfitHealthIncome50QUALITY
Overall Rating
51
Hold
Hold

Derived from filed metrics · High confidence (83% of the inputs available)

Moat Score30
DCF Intrinsic Value
USD6.81+40.7% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD267.93M
P/E Ratio
15.1
Dividend Yield
0.00%
Revenue Growth
+7.3%
Profit Margin
7.1%
ROE
8.1%
Debt / Equity
0.00
Beta
0.45
vs Financial Services sector:P/E 15 vs 0 Moat 30 vs 0Yield 0.00% vs 0.0%

Statistics

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