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DiscoverFCAP
Financial ServicesNCMUSD

First Capital, Inc.

$0012345678900123456789.0012345678900123456789+1.3%
52w low (est.) $48.80$76.29 52w high (est.)
Market data · updated 4m ago
Market data
Market cap
USD200.60M
52w range
USD33.73 - USD71.00
Beta
0.73
Sector
Financial Services
Data quality
88/100
Valuation
P/E ratio
11.3x
DCF fair value
USD131.91
Margin of safety
+117.2%
Dividend yield
2.09%
Quality & efficiency
Moat score
44/100
Return on equity
13.5%
Profit margin
33.9%
Growth & analysts
Revenue growth
+18.3%
Run the 10-point checklist before you buy How these numbers are made

About First Capital, Inc.

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

Valuation

ValueGrowthProfitHealthIncome76QUALITY
Overall Rating
69
Buy
Buy

Derived from filed metrics · High confidence (88% of the inputs available)

Moat Score44
DCF Intrinsic Value
USD131.91+117.2% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD200.60M
P/E Ratio
11.3
Dividend Yield
2.09%
Revenue Growth
+18.3%
Profit Margin
33.9%
ROE
13.5%
Debt / Equity
0.00
Beta
0.73
Value
vs Financial Services sector:P/E 11 vs 0 Moat 44 vs 0Yield 2.09% vs 0.0%

Statistics

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