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FirstRand

R0012345678900123456789.0012345678900123456789+2.3%
52w low (est.) R79.54R122.05 52w high (est.)
Peers
Market data
Market cap
R541.57B
52-week range
R71.91 – R100.84
Beta (vs market)
0.54
Sector
Financials
Valuation
P/E ratio
12.3x
DCF fair value
R90.00
Margin of safety
-8.0%
Forward P/E
10.1x
PEG ratio
48.46
Dividend yield
5.40%
Quality & efficiency
Moat score
72/100
Return on equity
19.9%
Profit margin
32.8%
Debt / equity
0.90
Growth & analysts
Revenue growth (YoY)
+9.9%
Analyst target
R104.78
Target upside
+7.1%
Analysts covering
10

About FirstRand

FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. It operates in Retail and Commercial, and Corporate and Institutional segments. The company offers deposits and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; and vehicle finance, instalment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. Further, it provides franchise advisory, market risk management, capital market flow, and trading and structuring services. It serves retail and public sector customers, small and medium-sized enterprises, businesses, agricultural industry, medium corporates, and institutions. The company was incorporated in 1966 and is based in Sandton, South Africa.

Valuation

ValueGrowthProfitHealthIncome67QUALITY
Overall Rating
68
Buy
Buy
Moat Score72
DCF Intrinsic Value
R90.00-8.0% downside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
R541.57B
P/E Ratio
12.3
Dividend Yield
5.40%
Revenue Growth
+9.9%
Profit Margin
32.8%
ROE
19.9%
Debt / Equity
0.90
Beta
0.54
ValueDividend Aristocrats
vs Financials sector:P/E 12 vs 19 · cheaperMoat 72 vs 4Yield 5.40% vs 0.1%

Statistics

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