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Gouverneur Bancorp, Inc.

$0012345678900123456789.00123456789001234567890.0%
52w low $14.00$23.37 52w high
Market data · updated 43m ago
Market data
Market cap
$24.15M
52w range
$14.00 - $23.37
Beta
0.07
Sector
Financials
Data quality
88/100
Valuation
P/E ratio
23.8x
fair value estimate
$32.34
Margin of safety
+42.7%
Forward P/E
120.1x
PEG ratio
2.29
Dividend yield
0.79%
Quality & efficiency
Moat score
17/100
Return on equity
3.1%
Profit margin
11.6%
Growth & analysts
Revenue growth
+2.9%
Run the 10-point checklist before you buy How these numbers are made

About Gouverneur Bancorp, Inc.

Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. It accepts savings deposit, NOW, money market deposit, and checking accounts, as well as certificates of deposit. The company's loan products include mortgage loans, one- to four-family residential loans, commercial real estate loans, and multifamily residential real estate loans, residential and commercial construction loans, commercial land loans, home equity loans, lines of credit, commercial loans, automobiles, motorcycles, campers, boats, and other recreational vehicles, as well as personal secured and unsecured loans. It also invests in municipal bonds, U.S. Government securities, U.S. Government agencies, municipal securities, and mortgage-backed securities. Gouverneur Bancorp, Inc. serves primarily St. Lawrence County, and Jefferson and Lewis counties in New York State. The company was founded in 1892 and is headquartered in Gouverneur, New York.

Valuation

ValueGrowthProfitHealthIncome51QUALITY
Overall Rating
53
Moderate quality
Moderate quality

Derived from filed metrics · High confidence (88% of the inputs available)

Moat Score17
Fair value estimate
$32.34+42.7% upside

Moat, fair value and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
$24.15M
P/E Ratio
23.8
Dividend Yield
0.79%
Revenue Growth
+2.9%
Profit Margin
11.6%
ROE
3.1%
Debt / Equity
0.00
Beta
0.07
Momentum

Statistics

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