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FinancialsNSEINR

Kotak Mahindra Bank

₹001234567890012345678900123456789.0012345678900123456789-7.5%
52w low (est.) ₹311.39₹465.54 52w high (est.)
Peers
Market data
Market cap
₹3.76T
52-week range
₹345.50 – ₹453.20
Beta (vs market)
0.29
Sector
Financials
Valuation
P/E ratio
19.5x
DCF fair value
₹450.31
Margin of safety
+19.4%
Forward P/E
15.7x
PEG ratio
0.94
Dividend yield
0.17%
Quality & efficiency
Moat score
45/100
Return on equity
11.4%
Profit margin
26.0%
Growth & analysts
Revenue growth (YoY)
-11.0%
Analyst target
₹464.15
Target upside
+23.1%
Analysts covering
37

About Kotak Mahindra Bank

Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Corporate/Wholesale Banking; Retail Banking; Treasury, BMU, and Corporate Centre; Vehicle Financing; Other Lending Activities; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, retail institution, corporate, private banking, and salary accounts; debit and credit card; NRE and NRO fixed deposits and foreign currency nonresident deposits; home, personal, business, payday, gold, education, two-wheeler, commercial vehicle and equipment, home improvement, car, business, and crop loans, as well as loans against securities and properties; smart EMI services; bill payment, fund transfer, FASTag, taxes, loan/utility payment, forex and remittance, and wearable payments; working capital solutions; and forex, credit, and debit card services. It also provides investment products; life, vehicle, property, travel, health, car, and two-wheeler insurance; domestic and international trade; international export and import; bank guarantee, letter of credit, and export credit; cash management, trade and supply chain finance, trade services, corporate account, and sector based solutions. In addition, the company offers demat accounts, Government Schemes, mutual funds, and portfolio investment schemes; and wire transfer, click2remit, and remittance exchange house services. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.

Valuation

ValueGrowthProfitHealthIncome52QUALITY
Overall Rating
53
Hold
Hold
Moat Score45
DCF Intrinsic Value
₹450.31+19.4% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
₹3.76T
P/E Ratio
19.5
Dividend Yield
0.17%
Revenue Growth
-11.0%
Profit Margin
26.0%
ROE
11.4%
Debt / Equity
0.00
Beta
0.29
vs Financials sector:P/E 19 vs 19 Moat 45 vs 4Yield 0.17% vs 0.1%

Statistics

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