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Financial ServicesNYQUSD

Nu Holdings Ltd.

$0012345678900123456789.0012345678900123456789+8.4%
52w low (est.) $10.93$17.48 52w high (est.)
Market data
Market cap
USD67.58B
52-week range
USD11.20 – USD18.98
Beta (vs market)
0.95
Sector
Financial Services
Data quality
83/100
Valuation
P/E ratio
21.2x
DCF fair value
USD25.41
Margin of safety
+84.3%
Forward P/E
12.1x
PEG ratio
0.80
Quality & efficiency
Moat score
63/100
Return on equity
30.1%
Profit margin
41.9%
Growth & analysts
Revenue growth (YoY)
+43.7%
Analyst target
USD17.91
Target upside
+29.9%
Analysts covering
22

About Nu Holdings Ltd.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Valuation

ValueGrowthProfitHealthIncome81QUALITY
Overall Rating
72
Strong Buy
Strong Buy

Derived from filed metrics · High confidence (83% of the inputs available)

Moat Score63
DCF Intrinsic Value
USD25.41+84.3% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD67.58B
P/E Ratio
21.2
Dividend Yield
0.00%
Revenue Growth
+43.7%
Profit Margin
41.9%
ROE
30.1%
Debt / Equity
0.00
Beta
0.95
High Growth
vs Financial Services sector:P/E 21 vs 0 Moat 63 vs 0Yield 0.00% vs 0.0%

Statistics

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