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PicS N.V.

$0012345678900123456789.00123456789001234567890.0%
52w low (est.) $9.01$14.48 52w high (est.)
Market data
Market cap
USD1.48B
52w range
USD8.32 - USD19.95
Beta
1.00
Sector
Technology
Data quality
92/100
Valuation
P/E ratio
6.8x
DCF fair value
USD14.28
Margin of safety
+25.3%
Forward P/E
3.7x
Quality & efficiency
Moat score
71/100
Return on equity
30.7%
Profit margin
10.0%
Debt / equity
0.34
Growth & analysts
Revenue growth
+70.2%
Analyst target
USD20.33
Target upside
+78.4%
Analysts
9

About PicS N.V.

PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.

Valuation

ValueGrowthProfitHealthIncome67QUALITY
Overall Rating
66
Buy
Buy

Derived from filed metrics · High confidence (92% of the inputs available)

Moat Score71
DCF Intrinsic Value
USD14.28+25.3% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD1.48B
P/E Ratio
6.8
Dividend Yield
0.00%
Revenue Growth
+70.2%
Profit Margin
10.0%
ROE
30.7%
Debt / Equity
0.34
Beta
1.00
High GrowthValueBeaten Down
vs Technology sector:P/E 7 vs 53 · cheaperMoat 71 vs 10Yield 0.00% vs 0.1%

Statistics

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