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DiscoverQFIN
Financial ServicesNMSUSD

Qfin Holdings, Inc.

$0012345678900123456789.00123456789001234567890.0%
52w low (est.) $10.33$15.89 52w high (est.)
Market data
Market cap
USD1.56B
52w range
USD11.31 - USD42.77
Beta
0.57
Sector
Financial Services
Data quality
100/100
Valuation
P/E ratio
2.3x
DCF fair value
USD28.27
Margin of safety
+122.1%
Forward P/E
2.7x
Dividend yield
11.94%
Quality & efficiency
Moat score
70/100
Return on equity
21.3%
Profit margin
27.5%
Debt / equity
0.12
Growth & analysts
Revenue growth
-16.7%
Analyst target
USD21.87
Target upside
+71.8%
Analysts
13
Run the 10-point checklist before you buy How these numbers are made

About Qfin Holdings, Inc.

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

Valuation

ValueGrowthProfitHealthIncome75QUALITY
Overall Rating
85
Strong Buy
Strong Buy

Derived from filed metrics · High confidence (100% of the inputs available)

Moat Score70
DCF Intrinsic Value
USD28.27+122.1% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD1.56B
P/E Ratio
2.3
Dividend Yield
11.94%
Revenue Growth
-16.7%
Profit Margin
27.5%
ROE
21.3%
Debt / Equity
0.12
Beta
0.57
ValueDividend AristocratsBeaten Down
vs Financial Services sector:P/E 2 vs 0 Moat 70 vs 0Yield 11.94% vs 0.0%

Statistics

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Latest News · QFIN