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Banco Santander

€0012345678900123456789.0012345678900123456789+2.6%
52w low (est.) €9.47€15.13 52w high (est.)
Peers
Market data
Market cap
€173.79B
52-week range
€7.14 – €12.59
Beta (vs market)
0.93
Sector
Financials
Valuation
P/E ratio
13.8x
DCF fair value
€26.70
Margin of safety
+123.6%
Forward P/E
9.9x
PEG ratio
3.82
Dividend yield
2.06%
Quality & efficiency
Moat score
51/100
Return on equity
12.9%
Profit margin
34.1%
Growth & analysts
Revenue growth (YoY)
+4.6%
Analyst target
€12.49
Target upside
+4.6%
Analysts covering
20

About Banco Santander

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Valuation

ValueGrowthProfitHealthIncome67QUALITY
Overall Rating
71
Strong Buy
Strong Buy
Moat Score51
DCF Intrinsic Value
€26.70+123.6% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
€173.79B
P/E Ratio
13.8
Dividend Yield
2.06%
Revenue Growth
+4.6%
Profit Margin
34.1%
ROE
12.9%
Debt / Equity
0.00
Beta
0.93
ValueMomentum
vs Financials sector:P/E 14 vs 19 · cheaperMoat 51 vs 4Yield 2.06% vs 0.1%

Statistics

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