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State Bank of India

₹00123456789,001234567890012345678900123456789.0012345678900123456789+1.4%
52w low (est.) ₹855.84₹1,289.23 52w high (est.)
Peers
Market data
Market cap
₹9.56T
52-week range
₹786.55 – ₹1,234.70
Beta (vs market)
0.36
Sector
Financials
Valuation
P/E ratio
11.4x
DCF fair value
₹774.95
Margin of safety
-25.6%
Forward P/E
10.1x
PEG ratio
0.53
Dividend yield
1.67%
Quality & efficiency
Moat score
50/100
Return on equity
15.5%
Profit margin
22.1%
Growth & analysts
Revenue growth (YoY)
+7.1%
Analyst target
₹1,197.97
Target upside
+15.0%
Analysts covering
38

About State Bank of India

State Bank of India provides banking products and services in India and internationally. The company operates through the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers personal banking products and services, including current, savings, salary, and deposit accounts; home, personal, pension, auto, education, and gold loans, as well as loans against insurance property, and securities; debit, business debit, prepaid, and green remit cards; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, and cash management, as well as trade and service products. In addition, it offers NRI services, including accounts, investments, loans, and remittances; agricultural banking services; and international banking services. Further, it provides life and general insurance; estate planning services; merchant banking and advisory; securities broking; trusteeship service; factoring; payment solution; asset management; portfolio and investment management; credit cards; and custody and fund accounting services. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.

Valuation

ValueGrowthProfitHealthIncome51QUALITY
Overall Rating
39
Reduce
Reduce
Moat Score50
DCF Intrinsic Value
₹774.95-25.6% downside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
₹9.56T
P/E Ratio
11.4
Dividend Yield
1.67%
Revenue Growth
+7.1%
Profit Margin
22.1%
ROE
15.5%
Debt / Equity
0.00
Beta
0.36
Value
vs Financials sector:P/E 11 vs 19 · cheaperMoat 50 vs 4Yield 1.67% vs 0.1%

Statistics

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