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Santam

R001234567890012345678900123456789.0012345678900123456789-0.3%
52w low (est.) R330.27R491.67 52w high (est.)
Peers
Market data
Market cap
R43.49B
52-week range
R360.11 – R461.72
Beta (vs market)
0.24
Sector
Financials
Valuation
P/E ratio
10.8x
DCF fair value
R483.79
Margin of safety
+21.3%
Forward P/E
9.6x
PEG ratio
301.75
Dividend yield
4.28%
Quality & efficiency
Moat score
54/100
Return on equity
33.1%
Profit margin
6.6%
Debt / equity
0.37
Growth & analysts
Revenue growth (YoY)
+4.9%
Analyst target
R449.33
Target upside
+12.6%
Analysts covering
5

About Santam

Santam Ltd, together with its subsidiaries, provides various general insurance products and services to individuals, commercial, and corporate markets in South Africa, rest of Africa, and internationally. It offers personal insurance, such as car insurance, home, contents insurance, building insurance, all risk insurance, watercraft insurance, drone insurance, travel insurance, and personal legal insurance; business insurance, including motor insurance, property insurance, small, business insurance, liability insurance, business legal insurance, and industry specific products. The company also provides insurance for specialized risks comprising accident and health, aviation, business travel insurance, casualty, cell captive, commercial drone, construction and engineering, corporate property, crop insurance, emerging business, family protect, heavy haulage, legal insurance, marine, motor fleets, private client, and structured insurance. In addition, it offers insurance for agriculture consisting of asset insurance, crop insurance, and agriculture legal insurance; guest house insurance; and tourism, leisure and entertainment, and reinsurance insurance. The company was incorporated in 1918 and is headquartered in Bellville, South Africa. Santam Ltd operates as a subsidiary of Sanlam Life Insurance Limited.

Valuation

ValueGrowthProfitHealthIncome64QUALITY
Overall Rating
67
Buy
Buy
Moat Score54
DCF Intrinsic Value
R483.79+21.3% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
R43.49B
P/E Ratio
10.8
Dividend Yield
4.28%
Revenue Growth
+4.9%
Profit Margin
6.6%
ROE
33.1%
Debt / Equity
0.37
Beta
0.24
ValueDividend Aristocrats
vs Financials sector:P/E 11 vs 19 · cheaperMoat 54 vs 4Yield 4.28% vs 0.1%

Statistics

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