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SoFi Technologies

$0012345678900123456789.0012345678900123456789-2.2%
52w low (est.) $12.69$22.99 52w high (est.)
Peers
Market data
Market cap
$24.09B
52-week range
$14.92 – $32.73
Beta (vs market)
2.15
Sector
Financials
Valuation
P/E ratio
41.7x
DCF fair value
$17.32
Margin of safety
0.0%
Forward P/E
23.2x
PEG ratio
0.83
Quality & efficiency
Moat score
65/100
Return on equity
6.6%
Profit margin
14.8%
Debt / equity
0.18
Growth & analysts
Revenue growth (YoY)
+42.5%
Analyst target
$21.10
Target upside
+21.8%
Analysts covering
20

About SoFi Technologies

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Valuation

ValueGrowthProfitHealthIncome56QUALITY
Overall Rating
44
Reduce
Reduce
Moat Score65
DCF Intrinsic Value
$17.320.0% upside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
$24.09B
P/E Ratio
41.7
Dividend Yield
0.00%
Revenue Growth
+42.5%
Profit Margin
14.8%
ROE
6.6%
Debt / Equity
0.18
Beta
2.15
High GrowthBeaten Down
vs Financials sector:P/E 42 vs 19 Moat 65 vs 4Yield 0.00% vs 0.1%

Statistics

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Latest News · SOFI