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FinancialsSGXSGD

United Overseas Bank

S$0012345678900123456789.0012345678900123456789+7.7%
52w low (est.) S$34.82S$52.51 52w high (est.)
Peers
Market data
Market cap
S$73.30B
52-week range
S$33.25 – S$45.15
Beta (vs market)
0.37
Sector
Financials
Valuation
P/E ratio
16.1x
DCF fair value
S$29.36
Margin of safety
-30.7%
Forward P/E
12.1x
PEG ratio
1.11
Dividend yield
3.20%
Quality & efficiency
Moat score
44/100
Return on equity
9.2%
Profit margin
39.8%
Growth & analysts
Revenue growth (YoY)
-4.4%
Analyst target
S$40.53
Target upside
-4.4%
Analysts covering
14

About United Overseas Bank

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It provides forex, documentary collection, credit, export and import finance services. In addition, the company offers inward and outward remittances, FX– spot and forward, current account, and time deposit services; letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, bank guarantee, as well as standby letter of credit. Further, it provides interest rate, credit, commodities, equities, and structured investment products; private, commercial and corporate, and investment banking services; and is involved in property, insurance, and investment management activities. Additionally, the company offers corporate finance, treasury, futures broking, asset management, venture capital management, insurance, stockbroking, cash management, and wealth management services; and engages in capital market, credit card, and private residential home loan businesses. The company was incorporated in 1935 and is headquartered in Singapore.

Valuation

ValueGrowthProfitHealthIncome56QUALITY
Overall Rating
37
Reduce
Reduce
Moat Score44
DCF Intrinsic Value
S$29.36-30.7% downside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
S$73.30B
P/E Ratio
16.1
Dividend Yield
3.20%
Revenue Growth
-4.4%
Profit Margin
39.8%
ROE
9.2%
Debt / Equity
0.00
Beta
0.37
Dividend AristocratsMomentum
vs Financials sector:P/E 16 vs 19 · cheaperMoat 44 vs 4Yield 3.20% vs 0.1%

Statistics

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