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Upstart Holdings, Inc.

$0012345678900123456789.0012345678900123456789-0.2%
52w low $22.56$55.22 52w high
Market data · updated 23h ago
Market data
Market cap
$3.02B
52w range
$22.56 - $55.22
Beta
2.27
Sector
Financials
Data quality
92/100
Valuation
P/E ratio
77.0x
fair value estimate
$15.79
Margin of safety
-31.2%
Forward P/E
9.4x
Quality & efficiency
Moat score
44/100
Return on equity
7.0%
Profit margin
4.2%
Debt / equity
2.70
Growth & analysts
Revenue growth
+44.6%
Analyst target
$41.07
Target upside
+78.9%
Analysts
15
Run the 10-point checklist before you buy How these numbers are made

About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Valuation

ValueGrowthProfitHealthIncome30QUALITY
Overall Rating
20
Very low quality
Very low quality

Derived from filed metrics · High confidence (92% of the inputs available)

Moat Score44
Fair value estimate
$15.79-31.2% downside

Moat, fair value and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
$3.02B
P/E Ratio
77.0
Dividend Yield
0.00%
Revenue Growth
+44.6%
Profit Margin
4.2%
ROE
7.0%
Debt / Equity
2.70
Beta
2.27
High GrowthBeaten Down

Statistics

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