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Financial ServicesNMSUSD

Upstart Holdings, Inc.

$0012345678900123456789.0012345678900123456789-4.2%
52w low (est.) $22.44$41.17 52w high (est.)
Market data
Market cap
USD3.02B
52-week range
USD23.97 – USD87.30
Beta (vs market)
2.27
Sector
Financial Services
Data quality
92/100
Valuation
P/E ratio
77.0x
DCF fair value
USD15.79
Margin of safety
-48.9%
Forward P/E
9.4x
Quality & efficiency
Moat score
44/100
Return on equity
7.0%
Profit margin
4.2%
Debt / equity
2.70
Growth & analysts
Revenue growth (YoY)
+44.6%
Analyst target
USD41.07
Target upside
+33.0%
Analysts covering
15

About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Valuation

ValueGrowthProfitHealthIncome27QUALITY
Overall Rating
20
Sell
Sell

Derived from filed metrics · High confidence (92% of the inputs available)

Moat Score44
DCF Intrinsic Value
USD15.79-48.9% downside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
USD3.02B
P/E Ratio
77.0
Dividend Yield
0.00%
Revenue Growth
+44.6%
Profit Margin
4.2%
ROE
7.0%
Debt / Equity
2.70
Beta
2.27
High GrowthBeaten Down
vs Financial Services sector:P/E 77 vs 0 Moat 44 vs 0Yield 0.00% vs 0.0%

Statistics

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