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Waterstone Financial, Inc.

$0012345678900123456789.0012345678900123456789-0.8%
52w low $14.52$21.66 52w high
Market data · updated 4h ago
Market data
Market cap
$370.45M
52w range
$14.52 - $21.66
Beta
0.71
Sector
Financials
Data quality
88/100
Valuation
P/E ratio
11.9x
fair value estimate
$45.14
Margin of safety
+131.4%
Forward P/E
20.3x
Dividend yield
3.12%
Quality & efficiency
Moat score
28/100
Return on equity
8.7%
Profit margin
20.0%
Growth & analysts
Revenue growth
+5.2%
Run the 10-point checklist before you buy How these numbers are made

About Waterstone Financial, Inc.

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.

Valuation

ValueGrowthProfitHealthIncome65QUALITY
Overall Rating
64
Good quality
Good quality

Derived from filed metrics · High confidence (88% of the inputs available)

Moat Score28
Fair value estimate
$45.14+131.4% upside

Moat, fair value and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
$370.45M
P/E Ratio
11.9
Dividend Yield
3.12%
Revenue Growth
+5.2%
Profit Margin
20.0%
ROE
8.7%
Debt / Equity
0.00
Beta
0.71
ValueDividend AristocratsMomentum

Statistics

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