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Yiren Digital Ltd.

$00123456789.0012345678900123456789-3.6%
52w low $0.82$6.79 52w high
Market data · updated 9m ago
Market data
52w range
$0.82 - $6.79
Beta
1.12
Sector
Financials
Data quality
88/100
Valuation
fair value estimate
$2.60
Margin of safety
+183.8%
Dividend yield
27.16%
Quality & efficiency
Moat score
35/100
Return on equity
-7.4%
Profit margin
-13.5%
Growth & analysts
Revenue growth
-41.1%
Run the 10-point checklist before you buy How these numbers are made

About Yiren Digital Ltd.

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Valuation

ValueGrowthProfitHealthIncome62QUALITY
Overall Rating
58
Good quality
Good quality

Derived from filed metrics · High confidence (88% of the inputs available)

Moat Score35
Fair value estimate
$2.60+183.8% upside

Moat, fair value and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
P/E Ratio
N/A
Dividend Yield
27.16%
Revenue Growth
-41.1%
Profit Margin
-13.5%
ROE
-7.4%
Debt / Equity
0.00
Beta
1.12
Dividend AristocratsBeaten Down

Statistics

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