SouthState Bank Corporation (SSB)

Financials · NYQ

$99.56-0.53% today

Price as at 1 Oct 2026, 08:30 UTC. Quotes are delayed.

Fundamentals

Market cap$9.81B
P/E ratio10.8
Dividend yield2.41%
Revenue growth (YoY)+22.8%
Profit margin34.9%
Return on equity10.6%
52-week range$84.48 to $112.20

Valuation and ratings

Fair value estimate$220.97
Upside to fair value+121.9%
Analyst target (mean)$115.14
Analyst range$105.00 to $125.00
Analysts with price targets14
Consensus viewbuy
Moat score50/100
Overall rating72/100, high quality

Fair value: $220.97 (+121.9%), see how we got there

SouthState Bank Corporation trades at $99.56, which is 122% below the $220.97 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 50 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 10.8 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

SSB dividend history

Dividend yield2.41%
Paid, trailing 12 months$2.46 per share
Most recent payment$0.660, ex 7 Aug 2026
5-year growth (p.a.)+3.9%
Consecutive years of growth14
Consecutive years paid29

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$1.863
2025$2.284
2024$2.124
2023$2.044
2022$1.984
2021$1.924
2020$1.884
2019$1.674
2018$1.384
2017$1.324
2016$1.214

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

SSB earnings and analyst estimates

EPS estimate, next year$10.34
Expected EPS growth+9.5%
Expected revenue growth+6.3%

Recommendation mix, 14 published ratings

12 buy2 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About SouthState Bank Corporation

SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.

Industry: Banks - RegionalEmployees: 6,431HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

SSB passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

12 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

SSB peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is SouthState Bank Corporation (SSB) undervalued?

Against our fair value estimate of $220.97, SSB at $99.56 is 122% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own SSB?

12 of the institutions we track reported a position in SSB in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is SSB's P/E ratio?

SSB trades at 10.8 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does SouthState Bank Corporation (SSB) pay a dividend?

Yes. SouthState Bank Corporation yields 2.41% at the current share price. It has paid $2.46 per share over the trailing twelve months. It has paid a dividend in each of the last 29 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its SSB data?

Fundamentals for SSB come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 08:30 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for SSB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.