Japan Post Bank (7182.T)
Financials · Tokyo · Japan
Fundamentals
Valuation and ratings
Japan Post Bank trades at ¥3,133.00, which is 81% below the ¥5,662.19 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 49 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 22.2 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
About Japan Post Bank
JAPAN POST BANK Co., Ltd. provides financial products and services in Japan and internationally. The company offers regular, fixed, and wealth building saving accounts, remittance and payment pension account. It also provides loans and lending comprising mortgage, account overdraft, and savings-secured automatic loans. In addition, it offers asset management and defined contribution pension plans, including investment trusts, variable annuities, and government bonds. Further, it provides stores and ATM services. The company was formerly known as Yucho Co, Ltd. and changed its name to JAPAN POST BANK Co., Ltd. in October 2007. The company was incorporated in 2006 and is headquartered in Tokyo, Japan. JAPAN POST BANK Co., Ltd. is a subsidiary of Japan Post Holdings Co., Ltd.
7182.T passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Common questions
Is Japan Post Bank (7182.T) undervalued?
Against our discounted cash flow estimate of ¥5,662.19, 7182.T at ¥3,133.00 is 81% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
What is 7182.T's P/E ratio?
7182.T trades at 22.2 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.