CreditRiskMonitor.com, Inc. (CRMZ)

Technology · OQX

$2.15+2.38% today

Price as at 30 Sept 2026, 17:18 UTC. Quotes are delayed.

Fundamentals

Market cap$23.15M
P/E ratio23.9
Revenue growth (YoY)+2.4%
Profit margin4.5%
Return on equity7.7%
52-week range$1.98 to $2.99

Valuation and ratings

Fair value estimate$1.15
Upside to fair value-46.5%
Moat score42/100
Overall rating25/100, very low quality

Fair value: $1.15 (-46.5%), see how we got there

CreditRiskMonitor.com, Inc. trades at $2.15, which is 47% above the $1.15 our fair value estimate puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.

Our moat model scores it 42 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 23.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

CRMZ dividend history

Most recent payment$0.050, ex 13 Nov 2019
5-year growth (p.a.)+5.4%
Consecutive years paid11

Dividends per share by year

YearTotal per sharePayments
2019$0.0501
2018$0.0501
2017$0.0501
2016$0.0501
2015$0.0381
2014$0.0381
2013$0.0381
2012$0.1541
2011$0.0381
2010$0.0381
2009$0.0771

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About CreditRiskMonitor.com, Inc.

CreditRiskMonitor.com, Inc. provides interactive business-to-business SaaS subscription products for credit and supply chain managers in the United States. The company offers CreditRiskMonitor, a product platform for usage and coverage of public and private business information; SupplyChainMonitor, a product platform to monitor and manage supply chain risks; and Credit Limit Service product, an add-on subscription service to establish, update, and manage credit limits. It also provides Confidential Financial Statements Solution (CFSS) product to streamline the financial risk assessments of its private company counterparties; FRISK score, a daily updating and structural statistical model; PAYCE score to measure financial stress when no financial statements are available for private companies; FAST Rating, a financial health assessment product; and Risk Level, a framework to consolidate financial risk analytics. The company was incorporated in 1977 and is based in Tarrytown, New York. CreditRiskMonitor.com, Inc. operates as a subsidiary of Flum Partners.

Industry: Software - ApplicationEmployees: 94HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

CRMZ passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

CRMZ peers

The largest companies in the same industry (Software - Application), then in the same sector.

Every technology company we cover is on the Technology hub.

Common questions

Is CreditRiskMonitor.com, Inc. (CRMZ) undervalued?

Against our fair value estimate of $1.15, CRMZ at $2.15 is 47% above fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is CRMZ's P/E ratio?

CRMZ trades at 23.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Where does SteadyShares get its CRMZ data?

Fundamentals for CRMZ come from company filings and exchange data, as listed on OQX; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 17:18 UTC and is delayed. Our data quality score for this company is 96/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for CRMZ, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.