The Hartford Insurance Group, Inc. (HIG)

Financials · NYQ

$124.75+1.95% today

Price as at 1 Oct 2026, 17:52 UTC. Quotes are delayed.

Fundamentals

Market cap$38.59B
P/E ratio9.9
Dividend yield1.73%
Revenue growth (YoY)+6.1%
Profit margin14.1%
Return on equity22.7%
52-week range$120.33 to $146.07

Valuation and ratings

Fair value estimate$309.72
Upside to fair value+148.3%
Analyst target (mean)$149.05
Analyst range$135.00 to $165.00
Analysts with price targets20
Consensus viewbuy
Moat score64/100
Overall rating75/100, high quality

Fair value: $309.72 (+148.3%), see how we got there

The Hartford Insurance Group, Inc. trades at $124.75, which is 148% below the $309.72 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 64 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 9.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

HIG dividend history

Dividend yield1.73%
Paid, trailing 12 months$2.40 per share
Most recent payment$0.600, ex 1 Sept 2026
5-year growth (p.a.)+10.7%
Consecutive years of growth13
Consecutive years paid30

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$1.803
2025$2.164
2024$1.934
2023$1.744
2022$1.584
2021$1.434
2020$1.304
2019$1.204
2018$1.104
2017$0.9404
2016$0.8604

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

HIG earnings and analyst estimates

EPS estimate, next year$13.86
Expected EPS growth+10.5%
Expected revenue growth+3.7%

Recommendation mix, 23 published ratings

10 buy13 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About The Hartford Insurance Group, Inc.

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Industry: Insurance - DiversifiedEmployees: 19,200HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

HIG passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

17 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in HIG

We hold 7 disclosed trades in HIG by members of Congress and executive-branch officials. The latest 5:

  • Donald J Trump · Executive branchSell · $50,001 - $100,000 · traded 12 Jun 2026 · disclosed 22 Aug 2026
  • Donald J Trump · Executive branchSell · $1,001 - $15,000 · traded 11 May 2026 · disclosed 1 Jul 2026
  • Donald J Trump · Executive branchSell · $15,001 - $50,000 · traded 27 Apr 2026 · disclosed 1 Jul 2026
  • Alan Armstrong · SenateBuy · $1,001 - $15,000 · traded 27 Mar 2026 · disclosed 21 Jul 2026
  • Dean Phillips · HouseSell · $1,001 - $15,000 · traded 13 May 2020 · disclosed 15 Jun 2020

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

HIG peers

The largest companies in the same industry (Insurance - Diversified), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is The Hartford Insurance Group, Inc. (HIG) undervalued?

Against our fair value estimate of $309.72, HIG at $124.75 is 148% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own HIG?

17 of the institutions we track reported a position in HIG in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is HIG's P/E ratio?

HIG trades at 9.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does The Hartford Insurance Group, Inc. (HIG) pay a dividend?

Yes. The Hartford Insurance Group, Inc. yields 1.73% at the current share price. It has paid $2.40 per share over the trailing twelve months. It has paid a dividend in each of the last 30 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its HIG data?

Fundamentals for HIG come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 17:52 UTC and is delayed. Our data quality score for this company is 100/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for HIG, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.