PSB Financial, Inc. (PNSB)
OQB
Fundamentals
Valuation and ratings
PSB Financial, Inc. trades at USD11.49. We do not hold enough of the inputs to run a discounted cash flow on this company, so we publish no fair value for it rather than a number we would not defend.
Our moat model scores it 5 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
About PSB Financial, Inc.
PSB Financial, Inc. focuses on operating as the bank holding company for Pioneer State Bank that provides various financial services in southwestern Montana. The company offers a range of deposit accounts, including non-interest-bearing demand accounts, interest-bearing demand accounts, savings accounts, and certificates of deposits. It also offers one- to four-family residential mortgage loans, as well as commercial real estate loans, construction and land development loans, commercial loans, home equity loans and lines of credit, and consumer and automobile loans. In addition, the company offers electronic banking services, including mobile and online banking, and bill pay; and invests in securities. PSB Financial, Inc. was incorporated in 2025 and is based in Deer Lodge, Montana.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.