Regions Financial (RF)

Financials · NYSE · US

$26.88-1.39% today

Price as at 1 Oct 2026, 00:24 UTC. Quotes are delayed.

Fundamentals

Market cap$26.47B
P/E ratio12.9
Dividend yield3.47%
Revenue growth (YoY)+7.3%
Profit margin31.0%
Return on equity11.9%
52-week range$22.70 to $32.47

Valuation and ratings

Fair value estimate$68.24
Upside to fair value+153.9%
Analyst target (mean)$31.72
Analyst range$28.00 to $36.00
Analysts with price targets20
Consensus viewhold
Moat score48/100
Overall rating74/100, high quality

Fair value: $68.24 (+153.9%), see how we got there

Regions Financial trades at $26.88, which is 154% below the $68.24 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 48 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 12.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

RF dividend history

Dividend yield3.47%
Paid, trailing 12 months$0.830 per share
Most recent payment$0.300, ex 1 Sept 2026
5-year growth (p.a.)+10.7%
Consecutive years of growth13
Consecutive years paid40

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.5652
2025$1.034
2024$0.9804
2023$0.8804
2022$0.7404
2021$0.6504
2020$0.6204
2019$0.5904
2018$0.4604
2017$0.3154
2016$0.2554

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

RF earnings and analyst estimates

EPS estimate, next year$2.85
Expected EPS growth+9.1%
Expected revenue growth+4.3%

Recommendation mix, 22 published ratings

6 buy12 hold4 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Regions Financial

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Industry: Banks - RegionalEmployees: 20,003HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

RF passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

14 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in RF

Trades in RF disclosed by members of Congress and executive-branch officials, latest first:

  • Donald J Trump · Executive branchBuy · $1,001 - $15,000 · traded 15 May 2026 · disclosed 1 Jul 2026
  • Gary Palmer · HouseBuy · $1,001 - $15,000 · traded 6 Aug 2018 · disclosed 29 Sept 2018
  • Gary Palmer · HouseBuy · $1,001 - $15,000 · traded 12 Jul 2018 · disclosed 29 Sept 2018
  • Gary Palmer · HouseBuy · $1,001 - $15,000 · traded 14 May 2018 · disclosed 29 Sept 2018

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

RF peers

The largest companies in the same industry, then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Regions Financial (RF) undervalued?

Against our fair value estimate of $68.24, RF at $26.88 is 154% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own RF?

14 of the institutions we track reported a position in RF in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is RF's P/E ratio?

RF trades at 12.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Regions Financial (RF) pay a dividend?

Yes. Regions Financial yields 3.47% at the current share price. It has paid $0.830 per share over the trailing twelve months. It has paid a dividend in each of the last 40 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its RF data?

Fundamentals for RF come from company filings and exchange data, as listed on NYSE; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 00:24 UTC and is delayed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for RF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.