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Fair Isaac

$00123456789,001234567890012345678900123456789.0012345678900123456789+4.6%
52w low (est.) $962.57$1,594.35 52w high (est.)
Peers
Market data
Market cap
$29.01B
52-week range
$870.01 – $1,998.01
Beta (vs market)
1.29
Sector
Technology
Valuation
P/E ratio
39.7x
DCF fair value
$1,213.52
Margin of safety
-2.2%
Forward P/E
22.9x
PEG ratio
0.84
Quality & efficiency
Moat score
71/100
Profit margin
33.7%
Growth & analysts
Revenue growth (YoY)
+38.7%
Analyst target
$1,529.55
Target upside
+23.2%
Analysts covering
20

About Fair Isaac

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Valuation

ValueGrowthProfitHealthIncome62QUALITY
Overall Rating
55
Buy
Buy
Moat Score71
DCF Intrinsic Value
$1,213.52-2.2% downside

Moat, DCF and rating computed by our valuation engine (ported from the original Python model).

Fundamentals

Market Cap
$29.01B
P/E Ratio
39.7
Dividend Yield
0.00%
Revenue Growth
+38.7%
Profit Margin
33.7%
ROE
0.0%
Debt / Equity
0.00
Beta
1.29
High GrowthBeaten Down
vs Technology sector:P/E 40 vs 53 · cheaperMoat 71 vs 10Yield 0.00% vs 0.1%

Statistics

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