Hilltop Holdings Inc. (HTH)

Financials · NYQ

$38.12-1.14% today

Price as at 29 Sept 2026, 11:03 UTC. Quotes are delayed.

Fundamentals

Market cap$2.26B
P/E ratio14.7
Dividend yield1.96%
Revenue growth (YoY)-3.4%
Profit margin12.8%
Return on equity7.6%
52-week range$30.78 to $40.41

Valuation and ratings

Fair value estimate$36.63
Upside to fair value-3.9%
Analyst target (mean)$40.33
Analyst range$40.00 to $41.00
Analysts with price targets3
Consensus viewhold
Moat score23/100
Overall rating39/100, low quality

Fair value: $36.63 (-3.9%), see how we got there

Hilltop Holdings Inc. trades at $38.12, close to the $36.63 our fair value estimate puts on the business. On this measure the market and the model broadly agree, so the interesting question is which of them is wrong.

Our moat model scores it 23 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 14.7 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

HTH dividend history

Dividend yield1.96%
Paid, trailing 12 months$0.800 per share
Most recent payment$0.220, ex 7 Aug 2026
5-year growth (p.a.)+14.9%
Consecutive years of growth9
Consecutive years paid10

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.6203
2025$0.7204
2024$0.6804
2023$0.6404
2022$0.6004
2021$0.4804
2020$0.3604
2019$0.3204
2018$0.2804
2017$0.2404
2016$0.0601

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

HTH earnings and analyst estimates

EPS estimate, next year$2.40
Expected EPS growth+1.2%
Expected revenue growth+3.5%

Recommendation mix, 4 published ratings

0 buy4 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Hilltop Holdings Inc.

Hilltop Holdings Inc. provides business and consumer banking services. The company operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is headquartered in Dallas, Texas.

Industry: Financial ConglomeratesEmployees: 3,600HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

Super investor ownership

11 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in HTH

Trades in HTH disclosed by members of Congress and executive-branch officials, latest first:

  • Donald J Trump · Executive branchSell · $15,001 - $50,000 · traded 29 Jul 2024 · disclosed 22 Sept 2026

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

HTH peers

The largest companies in the same industry (Financial Conglomerates), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Hilltop Holdings Inc. (HTH) undervalued?

Against our fair value estimate of $36.63, HTH at $38.12 is 4% above fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own HTH?

11 of the institutions we track reported a position in HTH in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is HTH's P/E ratio?

HTH trades at 14.7 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Hilltop Holdings Inc. (HTH) pay a dividend?

Yes. Hilltop Holdings Inc. yields 1.96% at the current share price. It has paid $0.800 per share over the trailing twelve months. It has paid a dividend in each of the last 10 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its HTH data?

Fundamentals for HTH come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 29 Sept 2026, 11:03 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for HTH, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.