Credissential Inc. (IPTNF)
Technology · PNK
Fundamentals
Valuation and ratings
Credissential Inc. trades at USD0.26, which is 120% below the USD0.58 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 5 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 0.0 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
About Credissential Inc.
Credissential Inc. develops financial technology to transform financial services in Canada. The company offers Credissential and Dealerflow for identity protection, credit building, budgeting, and asset optimization. The company was formerly known as Impact Analytics Inc. and changed its name to Credissential Inc. in September 2024. Credissential Inc. was incorporated in 2020 and is headquartered in Sherwood Park, Canada.
IPTNF passes 2 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Common questions
Is Credissential Inc. (IPTNF) undervalued?
Against our discounted cash flow estimate of USD0.58, IPTNF at USD0.26 is 120% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
What is IPTNF's P/E ratio?
IPTNF trades at 0.0 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.