Sumitomo Mitsui Financial Group, Inc. (SMFNF)

Financials · PNK

$22.260.00% today

Price as at 1 Oct 2026, 01:36 UTC. Quotes are delayed.

Fundamentals

Market cap$165.44B
P/E ratio17.2
Dividend yield1.28%
Profit margin27.1%
Return on equity6.9%
52-week range$21.33 to $47.50

Valuation and ratings

Fair value estimate$25.57
Upside to fair value+14.9%
Moat score42/100
Overall rating28/100, very low quality

Fair value: $25.57 (+14.9%), see how we got there

Sumitomo Mitsui Financial Group, Inc. trades at $22.26, close to the $25.57 our fair value estimate puts on the business. On this measure the market and the model broadly agree, so the interesting question is which of them is wrong.

Our moat model scores it 42 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 17.2 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

SMFNF dividend history

Dividend yield1.28%
Paid, trailing 12 months$1.06 per share
Most recent payment$0.572, ex 29 Sept 2026
5-year growth (p.a.)+8.4%
Consecutive years of growth3
Consecutive years paid12

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$1.062
2025$0.8662
2024$0.6782
2023$0.5672
2022$0.5392
2021$0.5872
2020$0.5782
2019$0.5652
2018$0.5042
2017$0.4632
2016$0.2201

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Sumitomo Mitsui Financial Group, Inc.

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit segments. The Wholesale Business Unit segment offers bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans; deposits and investment trusts; risk hedging services, including forward exchange contracts and derivatives; stand-by credit, and performance bond and credit guarantee services; remittance, cash management, trade finance, and supply chain finance services; merger and acquisition, and other advisory services; digital services; and equipment, operating and leveraged leasing services. The Retail Business Unit segment provides wealth management services, such as time deposits and foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services; credit card, installment, and transaction services; and consumer finance and housing loans. The Global Business Unit segment offers loans, deposits, clearing, trade finance, project finance, loan syndication, derivatives, and global cash management services; equity and fixed income sales and trading, and underwriting services; and construction machinery, transportation equipment, industrial machinery, medical equipment, and other leasing services. The Global Markets Business Unit segment provides asset liability management and portfolio management, foreign currency funding, and sales and trading services. The company offers system development, data processing, management consulting, economic research, and asset management services. Sumitomo Mitsui Financial Group, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan.

Industry: Banks - DiversifiedEmployees: 123,000HQ: Japan

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

Politician trades in SMFNF

Trades in SMFNF disclosed by members of Congress and executive-branch officials, latest first:

  • Gilbert Cisneros · HouseSell · $1,001 - $15,000 · traded 27 May 2025 · disclosed 6 Jun 2025

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

SMFNF peers

The largest companies in the same industry (Banks - Diversified), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Sumitomo Mitsui Financial Group, Inc. (SMFNF) undervalued?

Against our fair value estimate of $25.57, SMFNF at $22.26 is 15% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is SMFNF's P/E ratio?

SMFNF trades at 17.2 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Sumitomo Mitsui Financial Group, Inc. (SMFNF) pay a dividend?

Yes. Sumitomo Mitsui Financial Group, Inc. yields 1.28% at the current share price. It has paid $1.06 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its SMFNF data?

Fundamentals for SMFNF come from company filings and exchange data, as listed on PNK; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 01:36 UTC and is delayed. Our data quality score for this company is 75/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for SMFNF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.