Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

Financials · NYQ

$27.13-2.67% today

Price as at 1 Oct 2026, 14:21 UTC. Quotes are delayed.

Fundamentals

Market cap$143.52B
P/E ratio12.5
Dividend yield4.15%
Revenue growth (YoY)+11.9%
Profit margin33.1%
Return on equity19.0%
52-week range$17.90 to $29.64

Valuation and ratings

Fair value estimate$57.09
Upside to fair value+110.5%
Analyst target (mean)$23.79
Analyst range$21.00 to $28.58
Analysts with price targets3
Consensus viewunderperform
Moat score60/100
Overall rating81/100, high quality

Fair value: $57.09 (+110.5%), see how we got there

Banco Bilbao Vizcaya Argentaria, S.A. trades at $27.13, which is 110% below the $57.09 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 60 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 12.5 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

BBVA dividend history

Dividend yield4.15%
Paid, trailing 12 months$1.08 per share
Most recent payment$0.708, ex 9 Apr 2026
5-year growth (p.a.)+36.7%
Consecutive years of growth4
Consecutive years paid37

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.7081
2025$0.8272
2024$0.7492
2023$0.5022
2022$0.3782
2021$0.1642
2020$0.1731
2019$0.2922
2018$0.1871
2017$0.3313
2016$0.4114

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

BBVA earnings and analyst estimates

EPS estimate, next year$2.36
Expected EPS growth+8.4%
Expected revenue growth+4.5%

Recommendation mix, 3 published ratings

0 buy1 hold2 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Banco Bilbao Vizcaya Argentaria, S.A.

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Industry: Banks - DiversifiedEmployees: 126,994HQ: Spain

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

BBVA passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

9 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in BBVA

We hold 16 disclosed trades in BBVA by members of Congress and executive-branch officials. The latest 5:

  • Alan Armstrong · SenateBuy · $15,001 - $50,000 · traded 30 Mar 2026 · disclosed 21 Jul 2026
  • Daniel Goldman · HouseSell · $15,001 - $50,000 · traded 10 Jul 2023 · disclosed 13 Aug 2023
  • Greg Gianforte · HouseSell · $1,001 - $15,000 · traded 13 Nov 2020 · disclosed 2 Dec 2020
  • Greg Gianforte · HouseSell · $15,001 - $50,000 · traded 13 Jan 2020 · disclosed 14 Feb 2020
  • Greg Gianforte · HouseBuy · $15,001 - $50,000 · traded 3 Jan 2020 · disclosed 5 Feb 2020

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

BBVA peers

The largest companies in the same industry (Banks - Diversified), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) undervalued?

Against our fair value estimate of $57.09, BBVA at $27.13 is 110% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own BBVA?

9 of the institutions we track reported a position in BBVA in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is BBVA's P/E ratio?

BBVA trades at 12.5 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) pay a dividend?

Yes. Banco Bilbao Vizcaya Argentaria, S.A. yields 4.15% at the current share price. It has paid $1.08 per share over the trailing twelve months. It has paid a dividend in each of the last 37 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its BBVA data?

Fundamentals for BBVA come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 14:21 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for BBVA, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.