Truist Financial (TFC)
Financials · NYSE · US
Price as at 1 Oct 2026, 02:29 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
Truist Financial trades at $46.30, which is 146% below the $113.67 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 46 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 12.8 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
TFC dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | $1.56 | 3 |
| 2025 | $2.08 | 4 |
| 2024 | $2.08 | 4 |
| 2023 | $2.08 | 4 |
| 2022 | $2.00 | 4 |
| 2021 | $1.86 | 4 |
| 2020 | $1.80 | 4 |
| 2019 | $1.71 | 4 |
| 2018 | $1.56 | 5 |
| 2017 | $1.26 | 4 |
| 2016 | $1.15 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
TFC earnings and analyst estimates
Recommendation mix, 21 published ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Truist Financial
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
TFC passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
21 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Capital Research Global, Capital Research Global Investors$507.05M · 0.1% of book
- Arrowstreet Capital, ARROWSTREET CAPITAL, LIMITED PARTNERSHIP$297.14M · 0.1% of book
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$127.71M · 0.0% of book
- Lewis Sanders, Sanders Capital, LLC$95.11M · 0.1% of book
- Burgundy Asset Management, Burgundy Asset Management Ltd.$93.94M · 0.9% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
Politician trades in TFC
We hold 14 disclosed trades in TFC by members of Congress and executive-branch officials. The latest 5:
- Donald J Trump · Executive branchBuy · $100,001 - $250,000 · traded 31 Jul 2026 · disclosed 22 Sept 2026
- Donald J Trump · Executive branchBuy · $1,001 - $15,000 · traded 17 Jul 2026 · disclosed 22 Sept 2026
- Donald J Trump · Executive branchBuy · $1,001 - $15,000 · traded 15 May 2026 · disclosed 1 Jul 2026
- Alan Armstrong · SenateBuy · $1,001 - $15,000 · traded 27 Mar 2026 · disclosed 21 Jul 2026
- Dan Newhouse · HouseSell · $1,001 - $15,000 · traded 11 Dec 2025 · disclosed 15 Jan 2026
A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.
TFC peers
The largest companies in the same industry, then in the same sector.
- INVE-B.ST Investor AB
- BRK-B Berkshire Hathaway Inc.
- JPM JPMorgan Chase & Co.
- V Visa Inc.
- DNB.OL DNB Bank
- MA Mastercard Inc.
- SEB-A.ST SEB
- 601398.SS ICBC
Every financials company we cover is on the Financials hub.
Common questions
Is Truist Financial (TFC) undervalued?
Against our fair value estimate of $113.67, TFC at $46.30 is 146% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
Which funds own TFC?
21 of the institutions we track reported a position in TFC in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is TFC's P/E ratio?
TFC trades at 12.8 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Truist Financial (TFC) pay a dividend?
Yes. Truist Financial yields 4.03% at the current share price. It has paid $2.08 per share over the trailing twelve months. It has paid a dividend in each of the last 39 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
Where does SteadyShares get its TFC data?
Fundamentals for TFC come from company filings and exchange data, as listed on NYSE; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 02:29 UTC and is delayed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for TFC, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.