Ameris Bancorp (ABCB)

Financials · NYQ

$79.88-0.72% today

Price as at 30 Sept 2026, 15:56 UTC. Quotes are delayed.

Fundamentals

Market cap$5.89B
P/E ratio15.9
Dividend yield0.91%
Revenue growth (YoY)+3.6%
Profit margin31.8%
Return on equity9.4%
52-week range$68.80 to $93.22

Valuation and ratings

Fair value estimate$60.84
Upside to fair value-23.8%
Analyst target (mean)$95.17
Analyst range$90.00 to $100.00
Analysts with price targets6
Consensus viewbuy
Moat score41/100
Overall rating29/100, very low quality

Fair value: $60.84 (-23.8%), see how we got there

Ameris Bancorp trades at $79.88, which is 24% above the $60.84 our fair value estimate puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.

Our moat model scores it 41 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 15.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

ABCB dividend history

Dividend yield0.91%
Paid, trailing 12 months$0.800 per share
Most recent payment$0.200, ex 30 Sept 2026
5-year growth (p.a.)+5.9%
Consecutive years of growth2
Consecutive years paid12

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.6003
2025$0.8004
2024$0.6504
2023$0.6004
2022$0.6004
2021$0.6004
2020$0.6004
2019$0.5004
2018$0.4004
2017$0.4004
2016$0.3004

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

ABCB earnings and analyst estimates

EPS estimate, next year$7.11
Expected EPS growth+4.8%
Expected revenue growth+5.4%

Recommendation mix, 7 published ratings

3 buy4 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Ameris Bancorp

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Industry: Banks - RegionalEmployees: 2,650HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

ABCB passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

9 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in ABCB

We hold 7 disclosed trades in ABCB by members of Congress and executive-branch officials. The latest 5:

  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 10 Jul 2026 · disclosed 4 Sept 2026
  • Gilbert Cisneros · HouseSell · $1,001 - $15,000 · traded 5 Jan 2026 · disclosed 13 Feb 2026
  • Earl Leroy Carter · HouseSell · $100,001 - $250,000 · traded 23 Jul 2024 · disclosed 24 Jul 2024
  • Earl Leroy Carter · HouseSell · $100,001 - $250,000 · traded 19 Jul 2024 · disclosed 24 Jul 2024
  • Earl Leroy Carter · HouseSell · $100,001 - $250,000 · traded 18 Jul 2024 · disclosed 24 Jul 2024

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

ABCB peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Ameris Bancorp (ABCB) undervalued?

Against our fair value estimate of $60.84, ABCB at $79.88 is 24% above fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own ABCB?

9 of the institutions we track reported a position in ABCB in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is ABCB's P/E ratio?

ABCB trades at 15.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Ameris Bancorp (ABCB) pay a dividend?

Yes. Ameris Bancorp yields 0.91% at the current share price. It has paid $0.800 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its ABCB data?

Fundamentals for ABCB come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 15:56 UTC and is delayed. Our data quality score for this company is 83/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for ABCB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.