Itaú Unibanco Holding S.A. (ITUB)

Financials · NYQ

$8.53+5.44% today

Price as at 1 Oct 2026, 02:37 UTC. Quotes are delayed.

Fundamentals

Market cap$92.58B
P/E ratio10.5
Dividend yield2.09%
Revenue growth (YoY)-2.1%
Profit margin33.3%
Return on equity21.8%
52-week range$6.54 to $9.60

Valuation and ratings

Fair value estimate$18.48
Upside to fair value+116.6%
Analyst target (mean)$8.84
Analyst range$6.10 to $10.00
Analysts with price targets8
Consensus viewbuy
Moat score53/100
Overall rating69/100, good quality

Fair value: $18.48 (+116.6%), see how we got there

Itaú Unibanco Holding S.A. trades at $8.53, which is 117% below the $18.48 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 53 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 10.5 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

ITUB dividend history

Dividend yield2.09%
Paid, trailing 12 months$0.003 per share
Most recent payment$0.003, ex 2 Sept 2026
Next payment date11 Jan 2027
5-year growth (p.a.)-35.2%
Consecutive years paid21

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.0031
2022$0.0269
2021$0.13019
2020$0.19915
2019$0.53615
2018$0.45115
2017$0.23215
2016$0.21915
2015$0.23215
2014$0.18314
2013$0.18715

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

ITUB earnings and analyst estimates

EPS estimate, next year$0.99
Expected EPS growth+10.7%
Expected revenue growth+8.1%

Recommendation mix, 8 published ratings

6 buy2 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Itaú Unibanco Holding S.A.

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Industry: Banks - RegionalHQ: Brazil

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

ITUB passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

14 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in ITUB

Trades in ITUB disclosed by members of Congress and executive-branch officials, latest first:

  • Greg Gianforte · HouseBuy · $100,001 - $250,000 · traded 5 Jun 2020 · disclosed 25 Jun 2020
  • Greg Gianforte · HouseSell · $15,001 - $50,000 · traded 13 Jan 2020 · disclosed 14 Feb 2020
  • Donna Shalala · HouseSell · $1,001 - $15,000 · traded 24 Jun 2019 · disclosed 27 Apr 2020
  • Greg Gianforte · HouseSell · $50,001 - $100,000 · traded 21 Mar 2019 · disclosed 9 Apr 2019
  • Donna Shalala · HouseBuy · $1,001 - $15,000 · traded 15 Feb 2019 · disclosed 27 Apr 2020

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

ITUB peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Itaú Unibanco Holding S.A. (ITUB) undervalued?

Against our fair value estimate of $18.48, ITUB at $8.53 is 117% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own ITUB?

14 of the institutions we track reported a position in ITUB in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is ITUB's P/E ratio?

ITUB trades at 10.5 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Itaú Unibanco Holding S.A. (ITUB) pay a dividend?

Yes. Itaú Unibanco Holding S.A. yields 2.09% at the current share price. It has paid $0.003 per share over the trailing twelve months. It has paid a dividend in each of the last 21 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its ITUB data?

Fundamentals for ITUB come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 02:37 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for ITUB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.