CaixaBank, S.A. (CIXPF)

Financials · PNK

$15.440.00% today

Price as at 1 Oct 2026, 13:41 UTC. Quotes are delayed.

Fundamentals

Market cap$95.99B
P/E ratio14.8
Dividend yield4.21%
Revenue growth (YoY)+2.7%
Profit margin38.8%
Return on equity16.0%
52-week range$9.90 to $15.84

Valuation and ratings

Fair value estimate$19.90
Upside to fair value+28.9%
Moat score51/100
Overall rating63/100, good quality

Fair value: $19.90 (+28.9%), see how we got there

CaixaBank, S.A. trades at $15.44, which is 29% below the $19.90 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 51 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 14.8 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

CIXPF dividend history

Dividend yield4.21%
Paid, trailing 12 months$0.567 per share
Most recent payment$0.377, ex 7 Apr 2026
5-year growth (p.a.)+45.4%
Consecutive years paid17

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.3771
2025$0.5152
2024$0.6132
2023$0.2611
2022$0.1661
2021$0.0301
2020$0.0791
2019$0.1131
2018$0.1702
2017$0.1472
2016$0.1704

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About CaixaBank, S.A.

CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through four segments: Retail Banking, Business Banking, Private Banking, and CIB segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international banking; payment methods; savings and investment products; financing; life, life-risk, and non-life insurance; traditional financial and independent advice, and broker services; ATMs; pension fund management; asset and wealth management; securitisation fund management; consumer finance; IT services; and back-office administration services. It also engages in the management of collective investment institutions; holding of property assets; venture capital company; promotion of business and entrepreneurial initiatives; development of digital projects; vehicle and equipment leasing; project management, maintenance, logistics, and procurement; marketing of products and cashless platforms; mortgage loan management; digital business; hotels; private security of goods and people; shopping center real estate; administration, management, development, and operation of real estate; and reinsurance activities. The company was formerly known as Criteria CaixaCorp, S.A. and changed its name to CaixaBank, S.A. in July 2011. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.

Industry: Banks - RegionalEmployees: 47,580HQ: Spain

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

CIXPF passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

CIXPF peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is CaixaBank, S.A. (CIXPF) undervalued?

Against our fair value estimate of $19.90, CIXPF at $15.44 is 29% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is CIXPF's P/E ratio?

CIXPF trades at 14.8 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does CaixaBank, S.A. (CIXPF) pay a dividend?

Yes. CaixaBank, S.A. yields 4.21% at the current share price. It has paid $0.567 per share over the trailing twelve months. It has paid a dividend in each of the last 17 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its CIXPF data?

Fundamentals for CIXPF come from company filings and exchange data, as listed on PNK; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 13:41 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for CIXPF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.