Cass Information Systems, Inc. (CASS)
Industrials · NMS
Price as at 30 Sept 2026, 16:52 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
Cass Information Systems, Inc. trades at $53.07, which is 101% below the $106.65 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 61 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 20.2 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
CASS dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | $0.960 | 3 |
| 2025 | $1.25 | 4 |
| 2024 | $1.21 | 4 |
| 2023 | $1.17 | 4 |
| 2022 | $1.13 | 4 |
| 2021 | $1.09 | 4 |
| 2020 | $1.08 | 4 |
| 2019 | $1.05 | 4 |
| 2018 | $0.893 | 4 |
| 2017 | $0.723 | 4 |
| 2016 | $0.674 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
CASS earnings and analyst estimates
Recommendation mix, 2 published ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Cass Information Systems, Inc.
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
CASS passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
8 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Arrowstreet Capital, ARROWSTREET CAPITAL, LIMITED PARTNERSHIP$6.43M · 0.0% of book
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$5.59M · 0.0% of book
- Two Sigma, TWO SIGMA INVESTMENTS, LP$4.13M · 0.0% of book
- D. E. Shaw, D. E. Shaw & Co., Inc.$1.15M · 0.0% of book
- Steve Cohen, Point72 Asset Management, L.P.$1.07M · 0.0% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
CASS peers
The largest companies in the same industry (Specialty Business Services), then in the same sector.
- RLXXF RELX PLC
- TRI.TO Thomson Reuters Corporation
- RBA RB Global, Inc.
- WTKWY Wolters Kluwer N.V.
- RTO Rentokil Initial plc
- ARMK Aramark
- AMTM Amentum Holdings, Inc.
- UNF UniFirst Corporation
Every industrials company we cover is on the Industrials hub.
Common questions
Is Cass Information Systems, Inc. (CASS) undervalued?
Against our fair value estimate of $106.65, CASS at $53.07 is 101% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
Which funds own CASS?
8 of the institutions we track reported a position in CASS in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is CASS's P/E ratio?
CASS trades at 20.2 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Cass Information Systems, Inc. (CASS) pay a dividend?
Yes. Cass Information Systems, Inc. yields 2.28% at the current share price. It has paid $1.28 per share over the trailing twelve months. It has paid a dividend in each of the last 30 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
When does CASS report earnings next?
Cass Information Systems, Inc. is scheduled to report on 22 Oct 2026. Companies move earnings dates, so read it as scheduled rather than certain.
Where does SteadyShares get its CASS data?
Fundamentals for CASS come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 16:52 UTC and is delayed. Our data quality score for this company is 100/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for CASS, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.