Capital City Bank Group, Inc. (CCBG)
Financial Services · NMS
Fundamentals
Valuation and ratings
Capital City Bank Group, Inc. trades at USD49.93, which is 34% above the USD32.75 our discounted cash flow model puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.
Our moat model scores it 33 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 14.6 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
CCBG dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | USD0.540 | 2 |
| 2025 | USD1.00 | 4 |
| 2024 | USD0.880 | 4 |
| 2023 | USD0.760 | 4 |
| 2022 | USD0.660 | 4 |
| 2021 | USD0.620 | 4 |
| 2020 | USD0.570 | 4 |
| 2019 | USD0.480 | 4 |
| 2018 | USD0.320 | 4 |
| 2017 | USD0.240 | 4 |
| 2016 | USD0.170 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
CCBG earnings and analyst estimates
Recommendation mix, 3 analyst ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Capital City Bank Group, Inc.
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail investment products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Further, the company offers mortgage banking. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.
CCBG passes 2 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
5 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Renaissance Technologies, RENAISSANCE TECHNOLOGIES LLC$7.60M · 0.0% of book
- Two Sigma, TWO SIGMA INVESTMENTS, LP$3.80M · 0.0% of book
- Israel Englander, MILLENNIUM MANAGEMENT LLC$1.97M · 0.0% of book
- Ken Griffin, CITADEL ADVISORS LLC$1.82M · 0.0% of book
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$1.41M · 0.0% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
Common questions
Is Capital City Bank Group, Inc. (CCBG) undervalued?
Against our discounted cash flow estimate of USD32.75, CCBG at USD49.93 is 34% above fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
Which funds own CCBG?
5 of the institutions we track reported a position in CCBG in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is CCBG's P/E ratio?
CCBG trades at 14.6 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Capital City Bank Group, Inc. (CCBG) pay a dividend?
Yes. Capital City Bank Group, Inc. yields 2.11% at the current share price. It has paid USD1.06 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
When does CCBG report earnings next?
Capital City Bank Group, Inc. is scheduled to report on 21 Jul 2026. Companies move earnings dates, so read it as scheduled rather than certain.
The full research page for CCBG, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.