Capital City Bank Group, Inc. (CCBG)

Financials · NMS

$48.32-1.06% today

Price as at 30 Sept 2026, 16:54 UTC. Quotes are delayed.

Fundamentals

Market cap$861.23M
P/E ratio14.6
Dividend yield2.11%
Revenue growth (YoY)+2.2%
Profit margin24.2%
Return on equity11.3%
52-week range$38.27 to $53.60

Valuation and ratings

Fair value estimate$32.75
Upside to fair value-32.2%
Analyst target (mean)$49.67
Analyst range$47.50 to $52.00
Analysts with price targets3
Consensus viewhold
Moat score33/100
Overall rating28/100, very low quality

Fair value: $32.75 (-32.2%), see how we got there

Capital City Bank Group, Inc. trades at $48.32, which is 32% above the $32.75 our fair value estimate puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.

Our moat model scores it 33 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 14.6 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

CCBG dividend history

Dividend yield2.11%
Paid, trailing 12 months$1.07 per share
Most recent payment$0.270, ex 8 Sept 2026
5-year growth (p.a.)+11.9%
Consecutive years of growth11
Consecutive years paid12

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.8103
2025$1.004
2024$0.8804
2023$0.7604
2022$0.6604
2021$0.6204
2020$0.5704
2019$0.4804
2018$0.3204
2017$0.2404
2016$0.1704

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

CCBG earnings and analyst estimates

EPS estimate, next year$3.67
Expected EPS growth+1.8%
Expected revenue growth+4.1%

Recommendation mix, 3 published ratings

0 buy3 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Capital City Bank Group, Inc.

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail investment products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Further, the company offers mortgage banking. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.

Industry: Banks - RegionalEmployees: 902HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

CCBG passes 3 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

8 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

CCBG peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Capital City Bank Group, Inc. (CCBG) undervalued?

Against our fair value estimate of $32.75, CCBG at $48.32 is 32% above fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own CCBG?

8 of the institutions we track reported a position in CCBG in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is CCBG's P/E ratio?

CCBG trades at 14.6 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Capital City Bank Group, Inc. (CCBG) pay a dividend?

Yes. Capital City Bank Group, Inc. yields 2.11% at the current share price. It has paid $1.07 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its CCBG data?

Fundamentals for CCBG come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 16:54 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for CCBG, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.