Donegal Group Inc. (DGICB)

Financials · NMS

$16.49+6.18% today

Price as at 30 Sept 2026, 17:30 UTC. Quotes are delayed.

Fundamentals

Market cap$811.39M
P/E ratio12.3
Dividend yield3.20%
Revenue growth (YoY)-3.7%
Profit margin6.8%
Return on equity10.6%
52-week range$14.87 to $29.99

Valuation and ratings

Fair value estimate$17.33
Upside to fair value+5.1%
Moat score24/100
Overall rating31/100, low quality

Fair value: $17.33 (+5.1%), see how we got there

Donegal Group Inc. trades at $16.49, close to the $17.33 our fair value estimate puts on the business. On this measure the market and the model broadly agree, so the interesting question is which of them is wrong.

Our moat model scores it 24 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 12.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

DGICB dividend history

Dividend yield3.20%
Paid, trailing 12 months$0.680 per share
Most recent payment$0.175, ex 31 Jul 2026
5-year growth (p.a.)+4.3%
Consecutive years of growth23
Consecutive years paid36

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.5153
2025$0.6504
2024$0.6184
2023$0.6074
2022$0.5874
2021$0.5624
2020$0.5274
2019$0.5094
2018$0.4984
2017$0.4894
2016$0.4784

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Donegal Group Inc.

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Industry: Insurance - Property & CasualtyHQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

DGICB passes 4 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

DGICB peers

The largest companies in the same industry (Insurance - Property & Casualty), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Donegal Group Inc. (DGICB) undervalued?

Against our fair value estimate of $17.33, DGICB at $16.49 is 5% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is DGICB's P/E ratio?

DGICB trades at 12.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Donegal Group Inc. (DGICB) pay a dividend?

Yes. Donegal Group Inc. yields 3.20% at the current share price. It has paid $0.680 per share over the trailing twelve months. It has paid a dividend in each of the last 36 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its DGICB data?

Fundamentals for DGICB come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 17:30 UTC and is delayed. Our data quality score for this company is 100/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for DGICB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.