The People's Insurance Company (Group) of China Limited (PINXF)

Financials · PNK

$0.720.00% today

Price as at 30 Sept 2026, 23:37 UTC. Quotes are delayed.

Fundamentals

Market cap$27.86B
P/E ratio4.2
Dividend yield5.05%
Revenue growth (YoY)-4.4%
Profit margin6.8%
Return on equity14.0%
52-week range$0.63 to $1.00

Valuation and ratings

Fair value estimate$1.27
Upside to fair value+76.4%
Moat score35/100
Overall rating69/100, good quality

Fair value: $1.27 (+76.4%), see how we got there

The People's Insurance Company (Group) of China Limited trades at $0.72, which is 76% below the $1.27 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 35 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 4.2 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

PINXF dividend history

Dividend yield5.05%
Paid, trailing 12 months$0.032 per share
Most recent payment$0.021, ex 2 Jul 2026
5-year growth (p.a.)+4.5%
Consecutive years paid10

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.0211
2025$0.0272
2024$0.0302
2023$0.0231
2022$0.0221
2021$0.0212
2020$0.0212
2019$0.0071
2018$0.0061
2017$0.0051
2016$0.0031

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About The People's Insurance Company (Group) of China Limited

The People's Insurance Company (Group) of China Limited, an investment holding company, offers insurance products and services in the People's Republic of China and Hong Kong. It operates through Non-Life Insurance, Life Insurance, Health Insurance, Asset Management, and Other segments. The company provides motor vehicle, accidental injury and health, agricultural, liability, commercial property, and other insurances; life insurance products; health and medical insurance products; and reinsurance services. It is also involved in asset management and other business; acting as insurance agent; provision of endowment insurance, investment management, internet finance, and technology services. The company was founded in 1949 and is based in Beijing, the People's Republic of China.

Industry: Insurance - Property & CasualtyEmployees: 179,898HQ: China

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

PINXF passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

PINXF peers

The largest companies in the same industry (Insurance - Property & Casualty), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is The People's Insurance Company (Group) of China Limited (PINXF) undervalued?

Against our fair value estimate of $1.27, PINXF at $0.72 is 76% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is PINXF's P/E ratio?

PINXF trades at 4.2 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does The People's Insurance Company (Group) of China Limited (PINXF) pay a dividend?

Yes. The People's Insurance Company (Group) of China Limited yields 5.05% at the current share price. It has paid $0.032 per share over the trailing twelve months. It has paid a dividend in each of the last 10 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its PINXF data?

Fundamentals for PINXF come from company filings and exchange data, as listed on PNK; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 23:37 UTC and is delayed. Our data quality score for this company is 100/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for PINXF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.