The People's Insurance Company (Group) of China Limited (PINXF)
Financial Services · PNK
Fundamentals
Valuation and ratings
The People's Insurance Company (Group) of China Limited trades at USD0.63, which is 102% below the USD1.27 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 35 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 4.2 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
PINXF dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | USD0.021 | 1 |
| 2025 | USD0.027 | 2 |
| 2024 | USD0.030 | 2 |
| 2023 | USD0.023 | 1 |
| 2022 | USD0.022 | 1 |
| 2021 | USD0.021 | 2 |
| 2020 | USD0.022 | 2 |
| 2019 | USD0.007 | 1 |
| 2018 | USD0.006 | 1 |
| 2017 | USD0.005 | 1 |
| 2016 | USD0.003 | 1 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
PINXF earnings and analyst estimates
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About The People's Insurance Company (Group) of China Limited
The People's Insurance Company (Group) of China Limited, an investment holding company, offers insurance products and services in the People's Republic of China and Hong Kong. It operates through Non-Life Insurance, Life Insurance, Health Insurance, Asset Management, and Other segments. The company provides motor vehicle, accidental injury and health, agricultural, liability, commercial property, and other insurances; life insurance products; health and medical insurance products; and reinsurance services. It is also involved in asset management and other business; acting as insurance agent; provision of endowment insurance, investment management, internet finance, and technology services. The company was founded in 1949 and is based in Beijing, the People's Republic of China.
PINXF passes 5 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Common questions
Is The People's Insurance Company (Group) of China Limited (PINXF) undervalued?
Against our discounted cash flow estimate of USD1.27, PINXF at USD0.63 is 102% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
What is PINXF's P/E ratio?
PINXF trades at 4.2 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does The People's Insurance Company (Group) of China Limited (PINXF) pay a dividend?
Yes. The People's Insurance Company (Group) of China Limited yields 5.05% at the current share price. It has paid USD0.032 per share over the trailing twelve months. It has paid a dividend in each of the last 10 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
When does PINXF report earnings next?
The People's Insurance Company (Group) of China Limited is scheduled to report on 27 Aug 2026. Companies move earnings dates, so read it as scheduled rather than certain.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.