EZCORP, Inc. (EZPW)
Financials · NMS
Price as at 1 Oct 2026, 05:28 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
EZCORP, Inc. trades at $29.76, which is 118% below the $64.99 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 59 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 16.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
EZPW dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2000 | $0.004 | 1 |
| 1999 | $0.017 | 4 |
| 1998 | $0.008 | 2 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
EZPW earnings and analyst estimates
Recommendation mix, 6 published ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About EZCORP, Inc.
EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
EZPW passes 5 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
8 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Capital Research Global, Capital Research Global Investors$121.93M · 0.0% of book
- Two Sigma, TWO SIGMA INVESTMENTS, LP$86.30M · 0.1% of book
- Renaissance Technologies, RENAISSANCE TECHNOLOGIES LLC$69.22M · 0.1% of book
- Paul Tudor Jones, TUDOR INVESTMENT CORP ET AL$18.20M · 0.0% of book
- Israel Englander, MILLENNIUM MANAGEMENT LLC$13.90M · 0.0% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
EZPW peers
The largest companies in the same industry (Credit Services), then in the same sector.
- V Visa Inc.
- AFRM Affirm Holdings, Inc.
- OMF OneMain Holdings, Inc.
- BFH Bread Financial Holdings, Inc.
- UPST Upstart Holdings, Inc.
- AGM-A Federal Agricultural Mortgage Corporation
- QFIN Qfin Holdings, Inc.
- OPFI OppFi Inc.
Every financials company we cover is on the Financials hub.
Common questions
Is EZCORP, Inc. (EZPW) undervalued?
Against our fair value estimate of $64.99, EZPW at $29.76 is 118% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
Which funds own EZPW?
8 of the institutions we track reported a position in EZPW in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is EZPW's P/E ratio?
EZPW trades at 16.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Where does SteadyShares get its EZPW data?
Fundamentals for EZPW come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 05:28 UTC and is delayed. Our data quality score for this company is 96/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for EZPW, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.