Fidelity National Financial, Inc. (FNF)

Financials · NYQ

$39.81+1.79% today

Price as at 2 Oct 2026, 14:35 UTC. Quotes are delayed.

Fundamentals

Market cap$14.39B
P/E ratio19.3
Dividend yield3.84%
Revenue growth (YoY)+16.7%
Profit margin5.1%
Return on equity10.5%
52-week range$38.06 to $58.41

Valuation and ratings

Fair value estimate$106.64
Upside to fair value+167.9%
Analyst target (mean)$61.40
Analyst range$51.00 to $70.00
Analysts with price targets5
Consensus viewbuy
Moat score60/100
Overall rating80/100, high quality

Fair value: $106.64 (+167.9%), see how we got there

Fidelity National Financial, Inc. trades at $39.81, which is 168% below the $106.64 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 60 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 19.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

FNF dividend history

Dividend yield3.84%
Paid, trailing 12 months$2.08 per share
Most recent payment$0.520, ex 16 Sept 2026
5-year growth (p.a.)+9.5%
Consecutive years of growth14
Consecutive years paid21

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$1.563
2025$1.974
2024$1.874
2023$1.764
2022$1.664
2021$1.454
2020$1.254
2019$1.174
2018$1.114
2017$0.7524
2016$0.5894

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

FNF earnings and analyst estimates

EPS estimate, next year$5.89
Expected EPS growth+13.6%
Expected revenue growth+7.1%

Recommendation mix, 5 published ratings

4 buy1 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Fidelity National Financial, Inc.

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

Industry: Insurance - SpecialtyEmployees: 24,535HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

FNF passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

13 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in FNF

We hold 7 disclosed trades in FNF by members of Congress and executive-branch officials. The latest 5:

  • August Lee Pfluger II · HouseSell · $1,001 - $15,000 · traded 12 Jan 2026 · disclosed 11 Feb 2026
  • John James · HouseSell · $1,001 - $15,000 · traded 4 Sept 2024 · disclosed 6 Sept 2024
  • Daniel Goldman · HouseSell · $15,001 - $50,000 · traded 12 Jul 2023 · disclosed 13 Aug 2023
  • Daniel Goldman · HouseBuy · $1,001 - $15,000 · traded 10 Apr 2023 · disclosed 19 May 2023
  • Daniel Goldman · HouseBuy · $1,001 - $15,000 · traded 6 Mar 2023 · disclosed 17 Apr 2023

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

FNF peers

The largest companies in the same industry (Insurance - Specialty), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Fidelity National Financial, Inc. (FNF) undervalued?

Against our fair value estimate of $106.64, FNF at $39.81 is 168% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own FNF?

13 of the institutions we track reported a position in FNF in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is FNF's P/E ratio?

FNF trades at 19.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Fidelity National Financial, Inc. (FNF) pay a dividend?

Yes. Fidelity National Financial, Inc. yields 3.84% at the current share price. It has paid $2.08 per share over the trailing twelve months. It has paid a dividend in each of the last 21 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its FNF data?

Fundamentals for FNF come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 2 Oct 2026, 14:35 UTC and is delayed. Our data quality score for this company is 100/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for FNF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.