Great Southern Bancorp, Inc. (GSBC)
Financial Services · NMS
Fundamentals
Valuation and ratings
Great Southern Bancorp, Inc. trades at USD78.14, which is 25% above the USD58.95 our discounted cash flow model puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.
Our moat model scores it 34 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 13.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
GSBC dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | USD0.860 | 2 |
| 2025 | USD1.66 | 4 |
| 2024 | USD1.60 | 4 |
| 2023 | USD1.60 | 4 |
| 2022 | USD1.56 | 4 |
| 2021 | USD1.40 | 4 |
| 2020 | USD2.36 | 5 |
| 2019 | USD2.07 | 5 |
| 2018 | USD1.20 | 4 |
| 2017 | USD0.940 | 4 |
| 2016 | USD0.880 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
GSBC earnings and analyst estimates
Recommendation mix, 2 analyst ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Great Southern Bancorp, Inc.
Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. The company's deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. Its loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
GSBC passes 2 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
6 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Renaissance Technologies, RENAISSANCE TECHNOLOGIES LLC$12.01M · 0.0% of book
- Two Sigma, TWO SIGMA INVESTMENTS, LP$8.05M · 0.0% of book
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$2.34M · 0.0% of book
- Ken Griffin, CITADEL ADVISORS LLC$1.59M · 0.0% of book
- Israel Englander, MILLENNIUM MANAGEMENT LLC$1.33M · 0.0% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
Common questions
Is Great Southern Bancorp, Inc. (GSBC) undervalued?
Against our discounted cash flow estimate of USD58.95, GSBC at USD78.14 is 25% above fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
Which funds own GSBC?
6 of the institutions we track reported a position in GSBC in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is GSBC's P/E ratio?
GSBC trades at 13.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Great Southern Bancorp, Inc. (GSBC) pay a dividend?
Yes. Great Southern Bancorp, Inc. yields 2.15% at the current share price. It has paid USD1.72 per share over the trailing twelve months. It has paid a dividend in each of the last 35 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
When does GSBC report earnings next?
Great Southern Bancorp, Inc. is scheduled to report on 14 Oct 2026. Companies move earnings dates, so read it as scheduled rather than certain.
The full research page for GSBC, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.